July 2011 from the Office of the Attorney General State of California Loan Mod Fraudsters Businesses That

Face Civil Penalties y Lifetime Financial y E. Pony, Inc. y Nations Mortgage, Inc. y Greenleaf Lending, Inc. y Virtual Escrow, Inc. y Olympic Escrow, Inc. y Direct Credit Solutions, Inc. y Federal Land Grant (FLG), LLC y Land Grant Services, LLC y KBS Resources, LLC y Landis Business Services, Inc. y Lease2OwnHomes y First Gov y Foreclosure Prevention Services y Payment Processing Department y Foreclosure Freedom y Statewide Financial Group, Inc. y US Homeowners Assistance y US Homeowners Preservation Center, Inc. y U.S. Foreclosure Relief, Inc. y H.E. Service Company y Lighthouse Services y California Foreclosure Specialists y Home Relief Services, LLC y Payment Relief Services, Inc. y Golden State Funding, Inc. y Diener Law Firm y RMR Group Loss Mitigation, LLC y Living Water Lending, Inc. y Shippey& Associates, P.C. y United First, Inc. y MW Roth, PLC The Attorney General has Filed Suit Against the Following Individuals y Arthur S. Aldridge y SibpunAmpornpet y Michael Armendariz y Kenneth Buhler y Ruben Curiel y Christopher L. Diener y George Escalante y Sharon Fasela y Terence Green Sr. y Ricardo Haag

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Eli Hassine Quentin Hazell William Hutchings Shawna Landis Xiaoke Li Cesar Lopez Maya Burrell Marrero Stefano Marrero Kathleen Marrero-Davis RashaYehiaMelek ZulmaiNazarzai John D H N Nielsen Paul Noe Carol Pencille Adrian Pomery Eric Pony Paulette Pony Wilma Pony Mitchell Roth HakimullahSarpas Karla C. Shippey Ronald C. Specter Dean Storm

The Attorney General has Filed Criminal Charges Against the Following Individuals y Saul Amador y Matthew Bourgo y Rosa Conrado y Marianne Curtis y Gary Arnold Eisenberg y Maria Elna Flora y Jesus Flores y David Giron y Antonia Gonzalez y Isaura Hernandez y Garrett Holdridge y Ira Itskowitz y Alejandrina Maldonado y Michael McConville y Sean McConville y Joseph Nguyen y Juan Perez y Alan Ruiz y Anna Santos y Mary Alice Yraceburu y Gregg Scott Quinn y Juan Pierre Washington
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5 Tips to Avoid Being Scammed

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Don't pay up-front fees. Foreclosure consultants are prohibited by law from collecting money before services are performed. Don't ignore letters from your lender or loan servicer. Responding to those letters is your best bet for saving your house. Don't transfer title or sell your house to a "foreclosure rescuer." Beware! This is a scam to convince homeowners they can stay in the home as renters and buy their home back later. It might also be part of a fraudulent bankruptcy filing. Either way, a scammer can then evict the victim and take the home. Don't pay your mortgage payments to anyone other than your lender or loan servicer. Mortgage consultants often keep the money for themselves. Never sign any documents without reading them first. Many homeowners think that they are signing documents for a loan modification or for a new loan to pay off the mortgage they are behind on. Later, they discover that they actually transferred ownership of their home to someone who is now trying to evict them.