ANNEXURE-A

A.
1.

DEMAND LIABILITIES
DEMAND LIABILITIES (GENERAL)

B.
1.

TIME LIABILITIES
TIME LIABILITIES (GENERAL)

a) All Current Deposits including customers, banks and other financial institutions b) All Savings Deposits including customers, banks and other financial institutions c) Special Notice Deposits including customers, banks and other financial institutions d) Short Term Deposits including customers, banks and other financial institutions with tenor of less than 6 months e) Overdue Fixed Deposits including those of customers, banks and other financial institutions f) Call Deposits including those of customers, banks and other financial institutions g) Unclaimed balances Accounts h) All other Deposits payable to public on demand e.g. Payment Orders, Telegraphic/Mail Transfers, Outstanding Drafts, Demand Drafts, Certificates Payable, etc. i) All borrowings (except borrowing from SBP, money at call & short notice and other inter-bank borrowings) j) Mark up/Interest accrued on all above Accounts 2. OTHER DEMAND LIABILITIES e.g.

a) Fixed/Term Deposits including customers, banks and other financial institutions with tenor of six months and above. b) Return/Interest accrued on above accounts

;;; 2. OTHER TIME LIABILITIES

i) Margin on LCs ii) Margin on Guarantees iii) Lockers Keys Security Deposits iv) Unclaimed Dividend/Dividend Payable v) Security Deposits Account (Amount deposited by Supplier of Stationary and Furniture etc., as security) vi) Sundry Deposits Account vii) Mark up/Interest accrued viii) Any other miscellaneous liabilities payable on demand

i) Provision for taxation, staff benefits and accrued expenses ii) Any other miscellaneous liabilities payable on notice or after specified period