3 crore liquidity from SBI, NA KG Bank &

PAHAL other banks ,to this section.

(Since 1988)
PAHAL is a alone partner and member of
Registered 12 A & 80 G under Income Tax Act
two prestigious international micro credit
Member: Microfinance Platform Planet Finance, institutions one is Micro-credit Campaign
France & Micro-credit Campaign, USA USA and another is Planet Finance
France/India for poverty alleviation in
Some Thing About Us Uttrakhand. PAHAL has promoted highest
number of SHG,s with the support of
P AHAL is a voluntary
Government Organization working in
Non

the field of social welfare, Rural & Slum

National Bank for
Rural
Agriculture Bank
and

(NABARD) in
area Sustainable Development, Environment Uttrakhand. These
groups are also
Protection with the tool of Self Reliance,
being used for social Mobilization.
Micro Saving, Micro-Financing, Capacity
PAHAL has been awarded "Micro Finance
Building of needy people specially women, Process Excellence
Awareness Programs, Co-operation & Co- "Micro
ordination, Award -2005" And
Finance
HISTORY Continuous Process
Excellence Award -
PAHAL a non- Govt. organization was 2006" by ABN
established in 1988, with the object of Social Amro Bank and
Welfare, Environment Protection & Rural Planet Finance for Micro Finance services
Development. It is worth mentioning from and PAHAL supported one SHG named
the very inception, that, the society has paid SURABHI SHG has been chosen as best
special attaint ion towards income performing SHG in Uttrakhand by
generation activities, in the area, for the NABARD. This SHG has been awarded by
sustainable development of weaker section union Finance Minister Mr P.
of society. PAHAL is using SHG tool of Chidambaram in
Micro Saving & Micro Financing and has New Delhi. This
formed more than 387 NABARD Sponsored award was given to
Self Help Groups.(Highest in Uttrakhand ) the 13 best
From 1994 to 2007. performing SHG's in
all over India.
Now we have finally started direct
Microfinance to SHG's under the aegis of P
"PAHAL Community Micro finance AHAL has been also facilitated by
Services". Initially ICICI Bank, Nainital
Bank NMDFC & SIDBI has extended Honorable Chief Minister of Uttrakhand
support of total Rs. 110 lakh to us for direct Mr.N.D.Tewari and SBI Dehradun Region
lending to unprivileged & un served section
of society. Earlier we have worked on SHG for remarkable micro
BankLinkage model and arranged more than finance services to
the disadvantage
section of society.
MISSION
Socio-economic & mental empowerment of
underdeveloped section of society.
VISION
Sustainable development of society with
regards to eco balance.
J&L ~ ■?*?--. .
r groups are being used for social
u ■-
OBJECTIVES
Rural Development &
Social Welfare Programmes
Women empowerment & literacy
promotion.
Micro Saving & Financing, Self Help
Group Promotion. Income generation
activities, REDP Training &
Employment.
Health, Hygiene & Sanitation
Awareness/ Curative Programmes
Environment Awareness Programme for
better living.
National Integration & Communal
Harmony Programmes
ACHIEVEMENTS
Working in 100 Villages and slum reas
of Three Districts of Uttaranchal & two
Districts of UP State ^^
Approached more than 10000 families.
Promoted 387 Self Help Groups. These
Mobilisation
V Mobilized more than 300 lac rupees
(750000 $) saving & credit
Running 15 Education Guarantee
Centres
(Primary
Schools)
Having
Q students
enrolled
v Pulse
polio
Campaign/Immunisation & Health
Referral Services
PARTNERS
Institutions & NGO
Micro Credit Summit Campaign
Washington, USA
For information/up to date in Micro
finance activities Planet Finance Paris,
For Experience share & support in
Micro finance. MicroSave
For Capacity Building & Technical
support in Micro finance activities
Himalayan Institute Hospital Trust
Dehradun -
For Capacity Building & Technical
Support in Health issue
 > SAMBANDH Network, Dehradun- PAHAL Micro Finance At a glance
For net working on wider issues (Under the aegis of "PAHAL Community Micro finance Services")
> S A H I (Himanchal)
> ICIMOD (Kathmandu Nepal) Performance Up to 2007 Up to 2008
> We are also associate with other Total SHGs 306 387
organization on different issues like (No)
Sa-dhan, Credibility Alliance, solution Members Of SHG 3672 4292
Exchange,Mountain forum,SRC, (No)
Government & Departments/ Govt. Women member 3576 4136
Institutions (No)
Bank Financed 224 332
• Department of Rural Development & SHGs (No)
PanchayatRaj. Govt. of Uttaranchal Bank Financed to 125 Lakh 134 lakh
For Rural Development & SHGs (Rs)
Supporting of PRIs etc. Total Saving of 112 Lakh 117 Lakh
SHGs (Rs)
• National Minority Development &
Internal Loaning to 135 Lakh 153 Lakh
Finance Corporation N. Delhi- SHG (Rs)
For Minority Development. Direct loaning to SHG 27.5 Lakh 61 Lakh
• Department of Primary Education & Members From
Literacy, Govt. of India- PAHAL(Rs)
For Women Empowerment & Total Out Standing 24.42 Lakh 39 Lakh
Primary Education. Loan Portfolio of
PAHAL (Rs)
Banks/Financial Institution Total No of 4 7
1. National Bank for Agriculture & Branches
Rural Development (NABARD) Total No of Districts 3 Nainital, 5 (Nainital,
2. Small Industries Development Bank covers US Nagar, US Nagar,
Rampur Uttarkashi
of India (SIDBI)
Rampur,
3. Nainital Almora Kheshtriya Gramin Moradabad)
Bank Nainital Total no of staff 16 25
4. Nainital Bank , Bank of Baroda, & Bank/FI Loan 55 Lakh 110 Lakh
others Sanctioned to
5. ICICIBank PAHAL for landing
6. HDFCBank Bank/FI Loan 35 lakh 75 Lakh
7. Life Insurance Corporation Disbursed to
8. ICICI Prudential Insurance Company PAHAL for landing
9. Birla Sun Rise Insurance Company Total no of 2 NMDFC, 4 (NMDFC,
MFI/Banks Partners ICICI Bank ICICI Bank,
Nainital
Bank&
SIDBI