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US Military Handbook

US Military Handbook

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Published by: Christine Charles Foster Austin on Sep 08, 2011
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Military Handbooks – 2011 United States Military Handbook www.militaryhandbooks.com FREE Military Handbooks and Guides Since 20011
 
2011 United States Military Handbook
Published by Military Handbooks, FREE Military Handbooks and Guides Since 2001
 ________________________________________________________________________ 
Copyright © 2001-2011. Military Handbooks, 7200 NW 86th Street, Kansas City, MO 64153. Military HandbooksWeb site:http://www.militaryhandbooks.com. All rights reserved. No part of this book may be reproduced in any formor by any means without prior written permission from the Publisher. Printed in the U.S.A.“This publication is designed to provide accurate and authoritative information in regard to the subject matter covered.It is published with the understanding that the publisher is not engaged in rendering legal, accounting or otherprofessional service. If legal advice or other expert assistance is required, the services of a competent professionalperson should be sought.”–
From a Declaration of Principles jointly adopted by a committee of the American Bar  Association and a committee of publishers and associations.
Go tohttp://www.militaryhandbooks.comto sign up for your FREE Military Handbooks today!
 
Military Handbooks – 2011 United States Military Handbook www.militaryhandbooks.com FREE Military Handbooks and Guides Since 20012
 Contents
Introduction ……………………………………………………………………………………………. 8
Section I – Pay, Allowances and Retirement
1. Pay …………………………………………………………….………………………………….……. 9Annual Pay Adjustment ………………………………………….……………………………. 9Frequently Asked Questions ……………………………………………………..……………. 9myPay: Managing Your Pay online……………………………………………………………. 10Thrift Savings Plan ……………………………………………………………………………. 20Savings Deposit Program……………………………………………………………………… 242011 Military Pay Tables ………………………………….……………………………….…. 272. Allowances …………………………………………………………….………………………….……. 28Basic Allowance for Subsistence (BAS) …………………………………..…….……………. 28Basic Allowance for Housing (BAH) ………………………………………..….……………. 29BAH Levels and Increases ………………………………….………………………...………. 29Different Types of BAH ……………………………………………………..….……………. 29Frequently Asked Questions …………………………………………………….……………. 30Tax Advantages ………………………………………………………………….……………. 35Tax-Exempt Allowances ……………………………………..………………….……………. 35Combat Zone Exclusions ………………………………………..……………….……………. 363. Retirement …………………………………………….…………………….…………………….……. 37Active Duty Retirement …………………………………………….…………….……………. 37Which System …………………………………………………..……………….……………. 37Final Pay Retirement System …………………………………...……………….……………. 38High 3-Year Average Retirement System ……………………………………….……………. 38CSB/REDUX Retirement System ……………………………………………….……………. 39REDUX System Details …………………………………………………..…….……………. 39The $30,000 Career Status Bonus ……………………………………………….……………. 40Retirement Choice ……………………………………………………………….……………. 40Frequently Asked Questions …………………………………………………….……………. 42
Section II – Health Benefits, Survivors Benefits and Social Security
4. Health Care Benefits …………………………………………………………….…………………….. 44Who is Eligible for Prime? ……………………………………………………….…………… 44Prime Costs ………………………………………………………..…………….……………. 45Enrolling in Prime ……………………………………………………………….……………. 45Claims for TRICARE Prime/Prime Remote Enrollees ………………………….……………. 46Disenrolling from Prime …………………………………………………………….………… 46Transferring Enrollment in Prime ……………………………………………….……………. 47Puerto Rico Prime Benefit ……………………………………………………….……………. 47TRICARE Prime Travel ………………………………………………….……..……………. 48Travel Distances ………………………………………………………………...……………. 48Costs of Lodging, Meals, Per Diem …………………………………………….……………. 48Prime Compared to Standard ………………………………………...………….……………. 48Enrolling in TRICARE Overseas Program (TOP) Prime ……………………….……………. 49Accessing Care in TRICARE Overseas Program (TOP) Prime ………………………………. 49TRICARE Standard Coverage …………………………………………………..……………. 50TRICARE Overseas Coverage Program (TOP) Standard ……………………….……………. 52
 
Military Handbooks – 2011 United States Military Handbook www.militaryhandbooks.com FREE Military Handbooks and Guides Since 20013
How to Get Health Care under TOP Standard ………………………………….……………. 52Costs and Fees under TOP Standard …………………………………………….……………. 52TRICARE Extra …………………………………………………………………..…………. 53TRICARE for Life ………………………………………………………………..…………. 53TRICARE for Life with Medicare ……………………………………………..……………. 53TRICARE Plus ………………………………………………………………………………. 54TRICARE Plus Benefits …………………………………….………………..……..………. 54TRICARE Plus Limitations …………………………………….……………..….…………. 55TRICARE Mail Order Pharmacy (TMOP) …………………………………….……………. 55TRICARE Dental Program …………………………………….…………………….………. 56TRICARE Vision Benefits …………………………………….…………………….………. 57TRICARE Prime Clinical Preventive Services ………………………..……….……………. 57Continued Health Care Benefit Program (CHCBP) …………………..……….……………. 58College Students and TRICARE ……………………………………………….……………. 59Students Enrolled in TRICARE Prime ……………………………..………….……………. 59TRICARE Survivors Benefits …………………………………….…………………………. 61TRICARE Programs for Transitional Survivors ……………………………….……………. 61TRICARE Survivor Status …….………………………………….…………………..……. 645. Survivor Benefits Plan ………………………………………………………….……………….……. 67Overview of SBP …………………………………………………….………….……………. 67Base Amount ………………………………….………………………..……….……………. 69Costs and Benefits ……………………………….…………………………..….……………. 69Spouse Coverage …………………………………….………………………….……………. 69Former Spouse Coverage …………………………………………………….….……………. 72Children Coverage …………………………………….………………………………..……. 72Spouse (Former Spouse) and Children Coverage ……………………………….……………. 74Insurable Interest Coverage …………………………………..………………….……………. 76Stopping SBP …………………………………………………………………….……………. 77Re-Starting SBP ………………………………………………………………….……………. 79Integration with VA Benefits …………………………………………………….……………. 80CSB/REDUX Costs and Benefits ……………………………….……………….……………. 81Survivor Benefits Premium Worksheet ………………………………………….……………. 826. Social Security …………………………………………………..………….…………………….……. 84Social Security and Medicare Taxes …………………………………………….……………. 84Extra Earnings …………………………………………………………………...……………. 84Your Benefits …………………………………………………………………………………. 85When You are Eligible for Medicare ……………………………………….…………………. 85Working and Getting Retirement Benefits ……………………………………….……………. 85
Section III – Veterans’ Benefits and Programs
7. VA Health Care …………………………………………………………….…………………….……. 86Enrollment ……………………………………………………………………….……………. 86Priority Groups …………………………………………………………………………..……. 86Special Access to Care …………………………………………………………..……………. 87Financial Information …………………………………………………………………………. 87Financial Assessment …………………………………………………………………………. 87Services Requiring Co-pays ………………………………………………….………………. 87Outpatient Visits Not Requiring Co-pays ………………………………………..…………… 88Billing Insurance Companies …………………………………………………………………. 88Travel Costs …………………………………………………………………………..………. 88VA Medical Programs …………………………………………………………..……………. 89Veteran Health Registries …………………………………………………………….………. 89

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