Plaintiffs Barbara Goudy-Bachman and Gregory Bachman, a married couplewith two children, reside in Etters, York County, Pennsylvania. (Doc. 47-2 ¶¶ 1-3;Doc. 50 ¶ 7). They instituted this suit to challenge the constitutionality of therequirement to maintain minimum essential coverage (hereinafter either “theminimum coverage provision” or “the individual mandate”). Barbara is 48 years
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old, and Gregory is 56 years old. (Doc. 50 ¶¶ 8-9). They are self-employed and donot carry health insurance. (Doc. 47-2 ¶ 10; Doc. 50 ¶ 16). Neither currentlyqualifies for Medicaid and neither will qualify for Medicare before January 1, 2014,when the individual mandate takes effect. (Doc. 50 ¶ 8; see also Doc. 47-2 ¶ 4).Barbara and Gregory are also not members of any group that is exempt from theindividual mandate and, hence, they will be subject to the mandate when it takeseffect on January 1, 2014. (Doc. 47-2 ¶¶ 2, 5-7; Doc. 50 ¶¶ 10-13).The Bachmans do not dispute that there is a health care crisis that isnational in scope. To the contrary, the Bachmans’ personal financial decisionsexemplify the Hobson’s choice of family budgets across the country that lies at theparty contests the factual assertions presented in the Local Rule 56.1 Statements of Material Fact. (See Transcript of July 21, 2011 Hearing, at 2-3 [hereinafter “Tr.”]).The court commends counsel for their cooperative resolve to establish a factualrecord, thereby facilitating this court’s consideration of the Rule 56 motions.The court inquired at oral argument whether the government considered
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the term “individual mandate” to be pejorative and whether the government had apreferred moniker for the Act’s insurance requirement, codified at 26 U.S.C. §5000A. (See Tr. at 58-59). The government expressed no preference. (Id.)Moreover, the Third Circuit has recently employed the term “individual mandate”to refer to this provision. N.J. Physicians Inc. v. Obama, --- F.3d ---, 2011 WL3366340 (3d Cir. 2011).3
Case 1:10-cv-00763-CCC Document 63 Filed 09/13/11 Page 3 of 52