Supreme Judicial Court

FOR THE COMMONWEALTH OF MASSACHUSETTSN

SJC-11041HENRIETTA EATON,P

LAINTIFF

-A

PPELLEE

,v.FEDERAL NATIONAL MORTGAGE ASSOCIATION &

ANOTHER

EFENDANTS

-A

PPELLANTS

ON APPEAL FROM THE APPEALS COURT SINGLE JUSTICE

BRIEF OF

AMICUS CURIAE

MARIE MCDONNELL, CFE

Marie McDonnell, CFE

Mortgage Fraud and Forensic Analyst Certified Fraud Examiner

Truth In Lending Audit & Recovery Services, LLCP.O. Box 2760, Orleans, MA 02653Tel. (508) 255-8829 Fax (508) 255-9626E-Mail:Marie.McDonnell@truthinlending.net Website: http://truthinlending.netDated: September 30, 2011

TABLE OF CONTENTS

TABLE OF AUTHORITIES ............................... iiSTATEMENT OF

AMICUS

INTEREST ........................ 1STATEMENT OF THE ISSUES ............................. 7STATEMENT OF THE CASE AND FACTS ..................... 8SUMMARY OF THE ARGUMENT ............................ 10 ARGUMENT ........................................... 14I. THE MORTGAGE CONTRACT CONTROLS. .......... 14II. THE PIVOTAL ASSIGNMENT OF MORTGAGE THATPURPORTS TO TRANSFER THE EATON MORTGAGETO DEFENDANT GREEN TREE IS INVALID. ...... 19CONCLUSION ......................................... 22EXHIBIT A – Fannie Mae Announcement 08-12, May23, 2008EXHIBIT B – Note, September 12, 2007EXHIBIT C – Mortgage, September 12, 2007EXHIBIT D – MERS Research ResultsEXHIBIT E – Assignment of Mortgage, April 22,2009EXHIBIT F – Robo-Signer Monica Medina, SouthernEssex District Registry of DeedsEXHIBIT G – The New Man at MERS, Bill BeckmannInterviewCERTIFICATE OF COMPLIANCE

TABLE OF AUTHORITIESC

ASES

U.S. Bank National Association v. Ibanez and WellsFargo Bank, N.A. v. LaRace,458 Mass. 637 (2011)..........................1, 7

TATUTES

Massachusetts General LawsCh. 183.........................................17Ch. 185 § 67....................................18Ch. 266 §35A(b)(4)...............................6

ISCELLANEOUS

Black’s Law Dictionary, Sixth Edition, 1990..........19