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GOOD TIMES

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OCTOBER 2011

Artistry through Wood Carving


Celebrating in new ways!

Inside:

HALLOWEEN...

TRIVIA FINANCIAL ADVICE AND MUCH MORE

BOOMER MEMORIES

DELPHOS TRADING POST

CELEBRATING OUR 1 YEAR ANNIVERSARY

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419-692-0044
2 GOOD TIMES October 2011

Contents
4......THOSE WERE THE DAYS Lets do the mash... 5......CELEBRATING HALLOWEEN 6-7 .. ARTISTRY THROUGH WOODCARVING Woodcarvers Sale and Show Sauder Village 8 ..... PREPARE YOURSELF FOR THE COLD SEASON 8 ..... FALL RECIPES 9 ..... INVESTMENT STRATEGIES Amid downgrades, downturns and slowdowns 10 ... IN THE SAME BOAT Oops, I did it again

patient a potentially life the Institute of Medicine, medical cond threatening mistake between 44,000 and 98,000 death, and the because the packaging close- Americans die each year due the rising co ly resembles that of the cor- to preventable medical errors care in the m rect medication stocked one in hospitals -- just one setting these mist 1. I was born Oct. 17, 1958 in Newnan, Georgia. shelf over. A doctors illegi- where medication errors can Cousins. Bu ble handwriting results in a occur. of a medica I am a country music singer, known for blendpharmacist misreading a Medication errors 6 No. 1 make patients ing honky tonk and mainstream country. Vol. are Don Hemple, Publisher medication Rock the Jukebox, My hits include Dont order and filling it made by a variety of people, is important Nancy of rea- know that a with among many others. and Chattahoochee, the wrong medication. A Who occur for a variety Spencer, Editor A throughout errors patient fails to notice his pre- sons at any timemonthly publication for are p am I? scription for Clonidine, a the medicationAllen, Auglaize, Putnam, patients supply and that Logan, Mercer and Van Wert Counties. heart medication, is filled as use 2. I was born Oct. 22, 1952 in West Homestead, chain. The person mak- tant role to p For editorial information: Colchicine, a known for for ing PA. I am an actor who is bestmedication my roles the error can be a health their care safe Nancy Spencer: 1-800-589-6950 Ext. 134 gout, because the drugs have professional, or it can be a The USP in both Jurassic Park movies, Independence names Who am I? alike and patient Email - nspencer@delphosherald.com to that look or caregiver, these steps Day and The Fly. sound alike a problem for explains Dianeadvertising information: Cousins, of harmful me For more than 1,400 commonly R.Ph., vice president of 1-800-589-6950 Before you used medications in Tarrytown, because healthcare quality and infor-Ext. 131 office: Marilyn Hoffman tors 3. I was born October 28, 1949 brand and U.S. track and field athgeneric names are mation for the Prine Ext. 129 Make sure Stacy U.S. New York. I am a former dangerously similar to others. Pharmacopeial (USP) why you are t lete, motivational speaker, socialite and televiEach of these is a type of Convention, A DELPHOS HERALD how it a non-profit tion, sion personality, known principally for winning medication error, which group that sets the official help your con PUBLICATION the gold medal for decathlon in the Montreal occurs every day in hospitals, quality standards405 N. Main St., pronounce that pre- to 1976 Summer Olympics. Who am I? doctors offices, pharmacies scription and over-the-count- 45833 generic na Delphos, Ohio and

Birthday Trivia

GOOD TIMES

4. I was born on born Oct. 26, 1947 in Chicago, Illinois. I am a television personality, former weatherman, actor and talk show host, best known as the host of the American television game show Wheel of Fortune. Who am I?

right trivia answers Birthdayfor you with Auto-Owners

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October 2011 GOOD TIMES 3

Those Were The Days


Halloween Sing-a-long

Lets do the mash....


hear more frequently as we approach all hallows eve. Heres just a few that top our list this hallow day season. Do they still send shivers up your spine??? Welcome to My Nightmare by Alice Cooper This disco-sounding track -- fusing rock with Broadway tunes -- is the opening song to his same titled album that tells the nightmares of a fictional child name Steven. The single written by Cooper and Dick Wagner -- reached No. 45 on the Billboard Top 100. Ghostbusters Ray Parker Jr. Parker had only two days to

I was working in the lab late one night When my eyes beheld an eerie sight For my monster from his slab began to rise And suddenly to my surprise He did the mash He did the monster mash The monster mash It was a graveyard smash He did the mash It caught on in a flash He did the mash He did the monster mash Every holiday has its traditional songs and Halloween has quite a list of tunes we might

write the theme song for Ghostbusters. The lyrics came to him while watching a T.V. infomercial. The phone number flashing across the screen gave him the idea for the lyrics Who You Gonna Call? It stayed at No. 1 for three weeks on the Billboard Hot 100. Monster Mash Bobby (Boris) Pickett Derived from Picketts monologue-rendition of horror film actor Boris Karloff while he and his band were performing a song by The Diamonds. The Monster Mash single reached No.1 on the Billboard Hot 100 on October 20, 1962. Time Warp Richard OBrien Time Warp is song/dance number featured in the cult flick, Rocky Horror Picture Show. The song has been covered by artists even including Alvin and the Chipmunks Thriller Michael Jackson Written by Rod Temperton and produced by Quincy Jones, the song reached No.4 on the Billboard Hot 100 singles chart and No. 1 on the Radio & Records singles charts. And whats a Halloween song without an epic 14-minute video? Full of zombielike jazz moves choreographed by both Michael Peters and Michael Jackson, the video includes actor Vincent Price known for his distinctive voice in horror films who was brought in to do a rap solo in the middle of the short One of the most recognized Halloween tunes is the Monster Mash by Bobby Boris Picket. An interesting bit of trivia is that after his death, his daughter Nancy had a .44 ct colorless LifeGem diamond created from his cremated remains. She wears it in a white gold solitaire ring. film. The video won a Grammy in 1985 for best video, long form. Tubular Bells Pt. 1 Mike Oldfield - (Theme From The Exorcist) (1973) Can you say creepy? The producers of The Exorcist knew what they were doing when they chose this song for a theme. Alfred Hitchcock Presents Theme Song Another ominous party song is The Funeral March of a Marionette by Eounod, known to us as the theme song for Alfred Hitchcock Presents. Trills at the beginning of the song signal suspense filled music that follows. Jaws Theme Song. Jaws may not come to mind on Halloween, but the music is a frightful reminder of predator and prey. The music is dark, dramatic, and climactic. The Jaws Theme Song echoes fear in the hearts of listeners. Who knows what lurks in the dark?

This Is Halloween Danny Elfman Composed by Danny Elfman, the Halloween song was covered by Marilyn Mason in 2006, and was also used in the video game Kingdom Hearts. The soundtrack album from the epic Tim Burton film The Nightmare Before Christmas peaked at No. 98 on the Billboard 200 and was nominated for best original score in the 1993 Golden Globes. Other Halloween Classics: Charlie Daniels Band - The Devil Went Down to Georgia Classics IV - Spooky Creedence Clearwater Revival - Bad Moon Rising Screamin Jay Hawkins - I Put a Spell on You Sheb Wooley Purple People Eater KC and the Sunshine Band Im Your Boogie Man David Seville - The Witch Doctor

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4 GOOD TIMES October 2011

halloween
The times have changed and families are celebrating Halloween in different ways. While planning your celebration, here are several unique ways of enjoying this fall holiday!
frightening sound effects to create your own scary movie! Fear Theater: Can you learn fear? Participate in a live demonstration by Science Center staff, experience fear conditioning firsthand and see how scientists measure fear in the lab. Also at the Science Center: Fright Night Family Sleep over Friday, October 14 - 6 pm A Boo Bash for the Whole Family! Take a haunted tour of the Mather Steamship and listen to eerie stories! Enjoy the thrilling OMNIMAX movie, Mummies: Secrets of Pharaohs. Make your own slime! Witness pumpkins exploding every half hour! Get creative with glow in the dark painting Enjoy refreshments, like donuts and cider. Look for much more on the other great exhibitions in next months Good Times! ster Mash Dance Party, the Not-So-Haunted Greenhouse, the Jack-O-Lantern Express Train Ride, the Halloween Hay Maze, magic shows, jugglers, stiltwalkers, musical entertainment and much more. Each child receives a complimentary treat bag. Kids and adults are encouraged to wear fun (not scary) costumes.The only scary part of this event is missing out... buy your tickets today! Phone (216) 661-6500 15 Years of Monster Fun! Sept. 16-Oct. 30 (Friday nights, Saturdays and Sundays) With outdoor scare zones and haunted houses to live entertainment and themed childrens attractions,, HalloWeekends combines the parks unmatched collection of rides and roller coasters with a broad assortment of Halloween attractions that have made it a Halloween tradition for many families. You know what else is SCARY? All of this is FREE WITH ADMISSION! Four haunted houses, five tremendously terrifying nighttime attractions, special entertain-

Cedar Point Parades

ment and decorations, a parade and lots of daytime fun for kids

Halloween on the Hocking


Oct. 15th, 22nd, 29th

601 Erieside Ave., Cleveland 216-694-2000 www.greatscience.com Why do our hearts race, our knees shake and our bodies sweat when we are scared? Find out at the Great Lakes Science Centers brand new exhibition, Goose Bumps! The Science of Fear which opens Oct. 1. Through fun interactive challenges, guests can experience fear in a safe environment and explore the science behind their fear! Take the challenge! Fear of animals: Can you reach inside an opaque box connected to terrariums filled with snakes and other creatures? Its easier said than done! Fear of falling: Can you stay cool as a cucumber as you wait to fall backwards without warning? See how fear registers on your face. Mr. Goose Bumps: Meet this largerthan-life animated figure that comes alive to playfully illustrate how his body changes when he gets scared. Freeze Game: Can you outsmart a leopard? Play an immersive video game and collect fruit without being seen by the leopard. If he sees you move, hell pounce! Make a scary movie: Like to be scared? Experiment with different soundtracks and

Great Lakes Science Center

1982 Velma Ave., Columbus, Ohio 43211 Be part of an Ohio Village tradition-a familyfocused, 19th-century Halloween celebration. Fortune telling, street theatre, the Museum of Oddities, games, crafts and special activities for children lead up to spectacular fireside readings of Washington Irvings The Legend of Sleepy Hollow and an appearance of the fearsome headless horseman. For more information call toll-free: 800686-6124 or on the web: http://ohsweb.ohiohistory.org Events Dates: 10/15/2011 - 10/22/2011 Cleveland Metroparks Zoo 3900 Wildlife Way, Cleveland, Ohio Ranked in USA Today as one of the top ten places for family Halloween fun, Boo at the Zoo is spooky, but not-too-scary.Visitors roam the Zoo at night enjoying cool critters, the haunted Hay Maze, jugglers, costume characters, Meet-the Keeper opportunities, magic shows, live animal shows and much more. October 20-23 & 27-30, 2011 - 6 - 9 p.m. Designed for a younger audience, Boo offers eight nights of scare-free fun. Boo at the Zoo is a neighborhood of safe Halloween entertainment, with a spooky delight on every corner including animals on exhibit each evening. Happy haunts include: The Creepy Crawly Critter Animal Show, the Mon-

Ohio Historical Society - Ohio Village

HalloWeekends: Cedar Point

Boo at the Zoo

Corn mazes can be scary and haunted houses can be terrifying, but nothing compares to the thrill of Halloween on the Hocking! On this haunted night, we canoe a five mile stretch under the creepiness of the full moon. Stay close together since we do not know who may be lurking around the river bend! Hot chocolate, snacks, and music along with a roaring bonfire will be offered for those lucky enough to make it back from the canoe trip. Costume Contest! Families and friends welcomed Costumes recommended! Address: Hocking Valley Canoe Livery 31251 Chieftain Dr, Logan, Ohio 43138 Toll-Free: 800-686-0386 10/15/2011 - 10/29/2011 http://www.hockinghillscanoeing.com/ (See HALLOWEEN page 11)

PUMPKIN TRAIN
Admission is $2 Adults/ $1 children and includes a train ride!
(Visitors may also ride the train without purchasing a pumpkin) Quarter-scale train ride to the pumpkin patch where you can choose your own pumpkins. Visit our RAILROAD MUSEUM for more great fun.

Come Ride the

Additional $5 charge for pumpkins

GREAT FAMILY EVENT FOR ALL GENERATIONS!


Brought to you by the volunteers of the non-profit

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October 2011 GOOD TIMES 5

Woodcarvers Show and Sale Sauder Village

Archbold, OH The 2011 season at Historic Sauder Village will come to a close with the 25th annual Woodcarvers Show & Sale on October 29th and 30th. This special weekend filled with unique artistry, family fun and traditional down-on-the-farm activities is a great way to celebrate the beauty of autumn and enjoy the last weekend of the season at Ohios largest living-history village. Founders Hall will be filled with exhibit tables of carvings and supplies representing artists and suppliers from the tri-state region. Not only will guests have a chance to see the artists and purchase their works, they will also be able to learn more about this traditional art form through various demonstrations planned throughout the weekend. Some of the exhibitor specialties for this 25th annual Woodcarvers Show and Sale include caricatures, fish, hand-craft-

Artistry through Wood Carving


ed wildlife, Santas, relief and chip carving. We are pleased to have so many talented woodcarvers, including special guest Don Mertz joining us for our 2011 Woodcarvers Show, shared Kim Krieger, PR/Media Relations Specialist. Our annual Woodcarvers Show and Sale provides a unique opportunity for guests to watch carving demonstrations, purchase supplies and maybe even start your holiday shopping! Don Mertz, the woodbee carver, has been carving seriously since 1975 using a style he calls whittle folk art, which is primarily knife carving on a square block of basswood. Don has written articles in Chip Chats and Woodcarving Illustrated and has taught for nine years at War Eagle Seminars and for many woodcarving clubs in Ohio, Michigan, Alabama and Indiana. Don shares his carvings in six woodcarving shows each year and judges at many shows as well. He became a member of the Caricature Carvers of America in 2009 and authors an instructional website at www.woodbeecarver.com. Don will be demonstrating his skills in Founders Hall throughout this special weekend. Guests with an interest in carving will also be able to improve their skills through classes and demonstrations at this special event. While there is already a waiting list for the class being offered by Don Mertz, there are spaces still available in a carving class taught by Dan and Ann Wenger. Chip Carving Embellished by Woodburning will be offered on Thursday, October 27 and Friday, October 28. At this unique class, participants will have the opportunity to learn from two instructors in this team-taught class. Students may do one day of carving and one day of wood burning. Or, they may spend the two full days with Don honing chip carving skills or with Ann learning more about woodburning. The class fee is $180 or $165 for Sauder Village members. Additional class details and registration information is available online at http://saudervillage.org/ Creativity/Woodcarvers_Show.asp Another highlight of the annual Woodcarvers Show and Sale will be the special performances by Wes Linenkugal and his band. Wes will provide special music in

Founders Hall lobby from 12:30 4:30 on Saturday and from 12:304:00 on Sunday. On Saturday only in the Historic Village, another traditional fall event will be taking place as the Village focuses on food preservation for the winter months ahead. One hog will be processed from start to finish in the 1910 Homestead. In the other historic homes ribs will be packed in lard, casings cleaned and pork canned. Other historic cooking demonstrations will include making head cheese, cooking liverwurst and rendering lard. Guests can also stop by the Summer Kitchen where there will be homemade sausage samples. Weather permitting, guests can also enter an old-fashioned cornhusking contest at 2:00 that afternoon.

The Woodcarvers Show and Sale runs from 10:00 AM 5:00 PM on Saturday, October 29 and from 11:00 AM 4:00 PM on Sunday, October 30. There is a Show-Only admission of $7.00 (other discounts apply). The Historic Village is open Tuesday through Friday from 10:00 AM 3:30 PM, Saturdays from 10:00 AM 5:00 PM and Sundays from noon to 4:00 PM. Historic Village admission is $14.50 for adults and $7.50 for students ages 6-16. Children 5 and under are free with family and discounts are available for seniors and AAA members. The Woodcarvers Show and Sale is included with Historic Village admission.

6 GOOD TIMES October 2011

Whittlin the day away


BY NANCY SPENCER Like most farm boys, Don Mertz grew up with a pocket knife and a piece of wood in his hands as he whittled away his spare time. As he grew into an adult, Mertz still enjoyed putting his knife to wood as a form or relaxation but pastoring a church and raising his family took most of his time. He still found about six hours to bring pieces of wood to life. Mertz said all the while, he didnt know what he was doing and didnt have anyone to show him. He starting carving seriously in the early 1970s when he met a fellow carver who taught him the ABCs and 1-2-3s of his craft. Anyone can carve but you have to have the fundamentals down, Mertz said. Its something you learn by doing and the more you do it, the better you become. Its like anything else the more writers write, the better they become. Mertz said little is needed to get started a safety glove, a sharp knife and some wood. Once the basics are mastered, carvers can grow into their work by taking workshops and watching others carve, the father of two said. You learn a feel for how much the knife takes off and you learn to round square corners and flatten rounded edges. Since his retirement in the 70s, Mertz has become what he calls the woodbe carver and a carving instructor. I always say, Woodbe carvers would be carves if they carved wood, he said. He loves to share his favorite pastime with others and teaches approximately five 2-3-day workshops a year organized by woodcarving clubs. Mertz said he likes to start students out with a square stick. I have them make a ball at the end of the stick and then turn the rest of it into a round dowel, Mertz said. This teaches the basics and also how to use a knife. My students learn to remove what doesnt belong in the shape or image of what they are carving. Mertz said he has an idea of what he is going to carve before he starts a project but things can change as he moves through the project. We dont call them whoopses because they are just serendipity accident that give us a new twist in the design, the grandfather of two said. As you carve, a lot of things can change. If you are doing a person, there are so many things to consider. What type of clothes they have? Do they have facial hair? Are they old or young? The list goes on and on and sometimes the idea you start out with is no where in the finished project. We say you dont make mistakes, you have learning experiences. Mertz said anyone can start carving, they just have to be willing to learn the basics and watch others. Wood carvers are a great bunch to learn from. They love to share their trade with people and dont keep secrets, he added. Mertz said there are a variety of tools for his trade and some depend on the size of wood being worked with. There are knives, chisels,

Don Mertz, the woodbee carver, will be demonstrating his skills at the Sauder Village Woodcarvers Show.
dremel-type tools and even chainsaws. There are short-handled tools for small work and long-handled tools drive by a mallet for larger work. You have to decide just a few things to get

started, Mertz said. What you want to carve and how big its going to be. Then you just start taking off the wood that doesnt belong. Mertz resides in Wilmington with his wife, Frances.

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October 2011 GOOD TIMES 7

Prepare Yourself for the Cold Season


Autumn is my favorite time of the year the wind rustling through the trees, the cheers at football games, the smell of the fall air, the beautiful colors of the fall leaves and the beginning of the holiday season. What could spoil such a wonderful time of the year? Nothing other than you guessed it, the symptoms of a cold, coughing and sneezing. So when the weather turns colder, bothersome cold viruses run rampant. Studies show that the average person contracts about By Sami Kennedy two colds per year; and those who are in contact with young children tend to get even more. Often a cold begins with a sore throat. A runny or congested nose follows and, within a few days, a cough begins. Cold symptoms can last two or three weeks; however, most people are better within seven to 10 days. Because colds are caused by viruses, there is no cure for

the common cold; but there are natural ways to shorten the viruses cycle. Antibiotics do not kill these viruses and can lead to resistant strains of bacteria. Prevention is the best approach to combat the cold virus; however once its taken hold, the best you can do is try to minimize your symptoms. Here are a few tips to prepare you and your family for the onslaught of the cold season, which tends to run from September until March or April.

Frequent hand washing is one of the simplest and most effective ways to keep from catching cold. Anti-bacterial washes allow you to get the benefits of hand washing when you dont have access to soap and water. Alcohol based foams and gels are recommended by the Center for Disease Control for hand hygiene. Just realize, antibacterial washes kill all bacteria good and bad, so when possible use a nonanti-bacterial soap and wash your hands completely for 20 seconds. Just in case you do catch cold, make sure your medicine cabinet or first aid kit is fully stocked with current over the counter medications or natural supplements. You should examine the contents of your medicine cabinet and discard any expired medicines at least once a year. Then youll want to restock with a supply of cough suppressants, pain relievers and antihistamines that may provide the perfect combination to combat the symptoms of any colds you might catch this season. Keep this in mind that the most convenient medicines are portable so that you can manage your symptoms even when youre not at home. Portable medicines, such as cough drop suppressants mean you can get effective cough relief whenever and wherever you need it.

Wash Your Hands

Fall Medicine Cabinet Cleaning

Maintaining a well-balanced diet is also a cold prevention tip. Plenty of nutritious food is essential to building a healthy immune system. A well-balanced diet provides sources of energy and nutrition for optimal growth and development. Taking a daily multi-vitamin also helps ensure that you will receive an adequate dose of minerals and vitamins and drink plenty of water. On average, a person needs seven to eight hours of sleep every night. Lack of sleep can lower the immune systems ability to react when needed. Without sufficient sleep, the immune system is hard pressed to keep up with its nightly repair work. This creates the opportunity for the disease process to begin. These are just a few suggestions to help you and your family enjoy the fall season without a runny nose, itchy eyes, achy head and persistent cough. If you have any questions or would like more information e-mail me at the Delphos Trading Post sami@delphostradingpost.com. Good luck and best wishes for a cold free season.

Eat Your Fruits and Vegetables

Get Enough Sleep

Flu Shots
No Charge with Medicare Part B
All others age 18+: $30 Fri. Sep. 30 9 a.m. - Noon Delphos Discount Drugs Tue. Oct. 4 1 3 p.m. Trinity United Methodist, Delphos Thu. Oct. 6 9 a.m. - Noon Delphos Discount Drugs Wed. Oct. 12 5 8 p.m. Delphos VFW Fri. Oct. 14 Noon - 3 p.m. Delphos Discount Drugs Mon. Oct. 17 Noon - 3 p.m. Canal Pharmacy, Spencerville Mon. Oct. 17 5 7 p.m. Immanuel United Methodist, Elida Tue. Oct. 18 Noon 3 p.m. Delphos Chamber Wed. Oct. 19 10 a.m. - 1 p.m. K of C, Delphos Fri. Oct. 21 10 a.m. - Noon US Bank, Delphos Sat. Oct. 22 8:30 -10:30 a.m. Gomer United Church of Christ Wed. Oct. 26 1:30 - 3:30 p.m. Fair Haven Sr. Apts. Ft. Jennings

1 2/3 cups flour 1 teaspoon baking soda teaspoon baking powder teaspoon salt 1 teaspoons ground cinnamon teaspoon ground allspice 1 cup pumpkin cup evaporated milk 1/3 cup butter 1 cup packed light brown sugar 2 large eggs 1 cup blueberries 1 tablespoon flour mixed with blueberries

Pumpkin Blueberry Streusel Muffins

Homemade Chicken Noodle Soup


Combine flour, baking soda, baking powder, salt, cinnamon, and allspice in a large bowl. In another bowl combine, pumpkin and milk. In another bowl, cream butter and sugar. Add eggs to butter and sugar, beat until fluffy. Alternate flour and pumpkin mixtures into the butter mixture. Beat well. Then, fold in blueberries. Spoon into muffin cups. Fill cups about 2/3 full. Sprinkle streusel topping on all muffins before baking. Preheat oven to 350 degrees. Bake muffins for 37 40 minutes.

Streusel Topping

Community Health Professionals


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4 tablespoons sugar 1 teaspoon ground cinnamon 4 tablespoons flour 2 tablespoons melted butter 1/8 teaspoon ground allspice

8 GOOD TIMES October 2011

1 medium onion, slivered 1 cup celery thick 1 cup carrots thick 1 teaspoons salt (or salt to taste) 3 large bay leaves teaspoon pepper 4 quarts of chicken broth 14 oz. Fettuccine noodles 1 to 1 pounds of chicken breast (cut into cubes) Put chicken broth in a large pot and bring to a boil. Add chicken, salt, pepper, and bay leaves to broth, cook 10 minutes. Then add vegetables cook 10 more minutes. Add fettuccine noodles and cook 6 minutes. Turn off let stand 15 minutes and serve.

Investment strategies amid downgrades, downturns and slowdowns


determine if there is a more appropriate solution for your circumstances. Keep well diversified, and avoid putting too much of your money into a single asset or asset class to limit the risk of a dramatic change in its price. Dont let todays headlines overwhelm your investment decision process.
### The views expressed here reflect the views of Ameriprise Financial as of September 26, 2011. These views may change as market or other conditions change. Actual investments or investment decisions made by Ameriprise Financial and its affiliates, whether for its own account or on behalf of clients, will not necessarily reflect the views expressed. This information is not intended to provide investment advice and does not account for individual investor circumstances. The Standard & Poors 500 Index (S&P 500 Index), an unmanaged index of common stocks, is frequently used as a general measure of market performance. The index reflects reinvestment of all distributions and changes in market prices, but excludes brokerage commissions or other fees. It is not possible to invest directly in an index. International investing involves increased risk and volatility due to potential political and economic instability, currency fluctuations, and differences in financial reporting and accounting standards and oversight. Risks are particularly significant in emerging markets. There are risks associated with fixed income investments, including credit risk, interest rate risk, and prepayment and extension risk. In general, bond prices rise when interest rates fall and vice versa. This effect is usually more pronounced for longer-term securities. Investment products, including shares of mutual funds, are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution and involve investment risks including possible loss of principal and fluctuation in value. Diversification helps you spread risk throughout your portfolio, so investments that do poorly may be balanced by others that do relatively better. Diversification does not assure a profit and does not protect against loss in declining markets.

debt. There are other chalInvestors are being lenges facing the economy forced to cope with what today, but a double-dip many perceive as unprecrecession in the U.S. is far edented circumstances in from certain. the economic and political environment. At the same #3 Good news is oftime that the U.S. economic ten hidden recovery appears to be slowIn periods like these ing, one independent agency when troubling news leads downgraded its rating on the headlines, investors are debt issued by the U.S. often surprised when marTreasury. Confidence that kets perform well. This is government policymakers due to the fact that some can do anything significant market observers are lookto help improve the environment is low. By JoAn Smith, CFP ing beyond the headlines to see other trends that are These and other concerns favorable. The same is true are contributing to a sense of unease for many investors. How should in todays environment. Corporate profits the major events occurring in the global remain strong and companies in the U.S. environment affect your personal portfolio and elsewhere generally have solid balance sheets. Emerging markets are growstrategy? ing robustly and will likely help spur onHere are five realities to give you an going economic activity in other parts of appropriate perspective on the challeng- the world, including the U.S. Prices for gasoline have moderated in recent weeks, es that lie ahead: boosting consumer purchasing power. Even #1 The downgrade may be justified, in difficult times, seeds of future prosperity are planted. but might have been premature. Standard & Poors shifted the nations #4 Stocks may offer more attractive credit rating from AAA to AA+. Part of their rationale appeared to center around value than bonds Many individuals have been pulling concerns that a dysfunctional political environment will prevent budget issues from money out of the stock market and investing being resolved in an effective manner. in bonds (or bond funds). Yet with interest However, history is filled with examples rates on U.S. Treasury securities near their of how American politicians have forged historic lows there appears to be limited deals to resolve crises. It may not be fair upside. Worse yet, bonds paying extremely to discount the potential that policymakers low interest rates can be risky for investors. will come to agreement not just on budget If interest rates begin to rise, bondholders issues, but other legislation designed to could be in for a negative surprise. Thats because bond prices decline when interest give the economy a boost. rates rise. Stock values, meanwhile, remain #2 The economy is being tested, but well below the peak they reached in the fall of 2007 before the dramatic, 50 percent a repeat of 2008 is not inevitable. Recent memory can have a significant downturn occurred. At that time, the S&P impact on investor behavior. The financial 500 Index topped out at 1,565. Today the crisis that put the global economy on the S&P 500 is 20 percent to 25 percent below brink in the fall of 2008 (and contributed to that all-time peak. This indicates that upa 50 percent+ drop in the value of the S&P side potential remains over the long run, 500 stock index) remains etched in most of though the market will likely continue to our memories. Fears have been raised that suffer through ups and downs along the we may be facing a similar situation this way. year spurred on in part by the problems #5 Market gyrations should not many governments (Greece, Ireland and Spain to name a few) are facing with their overtake your investment strategy Are you a long-term investor? Most evown debt issues. But it is not a foregone conclusion that were headed for the same erybody should be, at least with a portion result as three years ago. Circumstances are of his or her portfolio. Even if you are redifferent today. For instance, many of the tired or close to it, you may need to invest economic problems in the last downturn some of your money in stocks to help meet were related to the housing market bub- increasing income needs over the course ble and excessive consumer debt. Today, of what could be a long retirement. If you housing prices are dramatically lower and are uneasy with your current asset mix, it consumers have begun to wind down their is worthwhile to review your holdings and

JoAn M. Smith, CFP | Financial Advisor | CERTIFIED FINANCIAL PLANNER practitioner Ameriprise Financial Advisor is licensed/registered to do business with U.S. residents only in the states of Ohio, North Carolina, Florida, and Maryland.

Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients. 2011 Ameriprise Financial, Inc. All rights reserved.

The first step in reaching your goals is reaching the person who can help you achieve them.
Putting the needs of my clients first is the approach I believe in, and it starts by listening to you and understanding your dreams. Ill work with you to find the right financial solutions to help you plan for your unique goals. Our Advisors. Your Dreams. MORE WITHIN REACH Call me today at (419) 695.7010
Jo An M M. Smith, CFP practitioner Financial Advisor 227 N Main St Delphos, OH 45833 419-695-7010 joan.m.smith@ampf.com www.ameripriseadvisors.com/ joan.m.smith

Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients. Ameriprise Financial cannot guarantee future financial results. 2011 Ameriprise Financial, Inc. All rightsreserved.

October 2011 GOOD TIMES 9

In the Same Boat

Oops, I did it again

Johnston Travel
Fri., Oct. 14 WATCHA GOT COOKIN? - A version of the progressive dinner includes mini cooking demo at Mrs. Yoders Kitchen, fondue part at Chalet in the Valley, Guggisberg Cheese, Hershberger Farm Market & Bakery & many more. $94 Lunch included. Sat., Nov. 5 SHOPPING AT BIRCH RUN & BRONNERS Frankenmuth, MI, Enjoy shopping on your own at the amazing Prime Outlet or enjoy the Christmas Shopping at Bronners. $59 Fri., Nov. 11 CHRISTMAS IN AMISH COUNTRY- Berlin, OH. Happy Holidays from Amish Country! Christmas shopping, cookie decorating, fantastic Amish home meal and caroling await you with this fantastic holiday trip. $89 Meal Included Weds.-Sun., Nov. 16-20 CHRISTMAS IN THE SMOKIES PLUS THE BILTMORE ESTATE - Pigeon Forge, TN - Enjoy 2 nights in the smokies and 2 nights in Asheville, NC. Enjoy 4 shows, 9 meals, tour of the smokies and Dollywood admission. $898.00 dbl pp. Fri., Dec. 2 GRANDMA GOT RUN OVER BY A WHAT?! Marshall, MI - Enjoy this Christmas Comedy and a meal. $96.00, meal included. Tues.-Thurs., Dec. 6-8 KALIGHTOSCOPE - Louisville, KY - This holiday tour features a one-of-a-kind exhibition - KALIGHTOSCOPE - a sensory exhibit of light, color and artistry featuring the sight & sound of Christmas! Also visiting Louisville Slugger museum and Kentucky Derby museum. $444.00 dbl pp NEW!! Weds., Dec. 14 VON TRAPP CHRISTMAS - Sandusky, OH - For Elisabeth von Trapp, the sounds of music are part of her earliest memories. The grand-daughter of the legendary Maria and Baron von Trapp. This entertaining holiday concert will combine the classic and the new covering holiday standards. $99.00 lunch included

2011 Schedule

EXPECT THE MOST WHEN YOU TRAVEL WITH THE BEST

By Mary Beth Weisenburger


People are supposed to learn from their mistakes. Whats the sayingfrom Winston Churchill I believe Those who do not learn from history are doomed to repeat it? Steven Covey says When you make a mistake, admit it, correct it, and learn from it immediately. Well apparently Im a slow learner and am likely doomed. I let something happen again that made me both sad and slightly disoriented the first time I did it. And it was only last year I made the first mistake, so I cant blame my fuzzy memory or my frazzled brain. This is a legitimate two-time, doubletrouble, I-cant-believe-itshappening-again mistake. I have sent yet another child away to college. The Momma Bear in me is growling over this decision. I am barely over the first mistake, and now I have to live with another one? And this time, the childs departure signals an empty nest, or uhcave. I shake my head at the cruelty that brings me to this crossroads once again. Its a mistake! I cry. My kids arent that old! Im not that old! Now, my husband tends to label this event in an entirely different way. He, being a

male and thus not equipped with the Momma Bear gene, thinks sending not one but two offspring to a massive, cold, heartless campus in a massive, cold, heartless metropolis is simply a rite of passage. And an excuse to spend more time on the golf course. He tries in vain to cheer me up. Think of the advantages of living in a home with no children, he states. The washer will actually be empty from time to time. The grocery bill will be cut to practically nothing. Well always have clean towels. Control of the remotes! Money in our pockets! Free time! Not to mention a full nights sleep because no one will be coming to the bedroom door at the ungodly hour of 11:30 p.m. to say theyre home! Even though I drooled for a split second over the thought of extra sleep, I remain unconvinced that my children should be leaving the cave now or at any other time in the future. Despite the overwhelming evidence that they have and will continue to prosper, and have mentioned something like a million times that they cant

wait to go to college, it just feels all wrong. They may be well-adjusted, but I certainly am not. I have friends who have taken long-awaited vacations when their kids went off to college. And I have friends who put on sackcloth and ashes and wailed and gnashed their teeth for months. Im somewhere in the middle. But I know this: Its tough. My brain says its the right thing to do, but, admittedly, my heart says its nothing but a big mistake. Even that wonderfully perfect parent Ward Cleaver once said. When you make a mistake, admit it. If you dont, you only make matters worse. Ill bet he said that when The Beav left for college.

Mary Beth Weisenburger writes from her home in northwest Ohio and is very happy that at least her two dogs are content staying put and are not seeking higher education at this time. Email your comments to Marybeth@marybethw.com.

For a detailed itinerary on any of these tours or a complete schedule.

JOHNSTON TRAVEL
12657 C.R. 8, Findlay, OH 45840-9268

Call 419-423-9160

10 GOOD TIMES October 2011

sounds of nature as leaves dance gently to the forest floor. Gaze at the stars from a steaming hot tub and dream about your next Hocking Hills adventure.

HALLOWEEN....
(Continued from page 5)

Saturday, October 22nd is Tombstone Travels in the Old Logan Cemetery. Costumed interpreters will regale you with stories from the Civil War era in tribute to the Civil War Sesquicentennial as docents lead tours through the Old Logan Cemetery. Friday, October 28th through Sunday, October 30th is Haunted Hocking at the Hocking Hills State

Celebrate Halloween, Hocking Hills style.

Park. Theres plenty of ghost stories in these Hills. Park Naturalist and co-author of Haunted Hocking, Pat Quackenbush, will lead the hunt. Does the ghost of Richard Rowe of Old Mans Cave fame still visit? Are the renegades and bandits that hid from the law in Rock House still hanging around? And, what about the Lady in White in Ash Cave? She has given goose bumps to thousands of hikers. When youre ready to relax, kick back on the deck of your cabin in the woods. Disconnect from your wired world and listen to the

October 15, 2011. Dont miss the annual Great Lakes Pirate Fest in Vermilion, Ohio on October 15, 2011. This event is for crew members both young and old. Salty dogs will learn ye importance of one of ye earths greatest forces...The Great Lakes...while having fun in true pirate fashion. Dress like a pirate and join the fun. Costume contests, river rides, live bands, pirate shows, magic shows, circus acts, entertainment, treasure hunts, raffles, food, exhibitors, wild animals and more! FREE Family Fun on Saturday from 11 am to 3 pm at Ritter Public Library in downtown Vermilion: coloring contests, kids costume contests, pirate shows, balloon art, juggling, stilt walking, treasure hunt, pirate magic, wild animals and much more! Come by land or come by sea Saturday evening for a city-wide

Great Lakes Pirate Fest Vermilion, Ohio on

Masquerade Party you wont forget! Dress like a pirate and plunder through town with Buccaneer Balls at participating locations. Enter a raffle for fantastic prizes at each participating location! Sample the Grub & Grog of each Buccaneer Ball with special offerings at each Pirate Fest participant. Then meet up at Quaker Steak & Lube at 11 pm for the Adult Costume Contest, Raffle Drawings and Live Entertainment. Local Number: (440)935-2113 General Information: http:// greatlakespiratefest.com Tickets Now On Sale The special Halloween tours will take place on Friday, Oct. 14 and Saturday, Oct. 15; and Friday, Oct. 21 and Saturday, Oct. 22. Tickets for the Haunted Statehouse Tours are $12 per adult and $6 per child under the age of 12. This is a ticketed event. Tickets must be pre-ordered. Tours will depart every half hour between 7 p.m. and 9 p.m. Tour times are: 7 p.m., 7:30 p.m., 8 p.m., 8:30 p.m. and 9 p.m. Tickets are limited to 40 individuals per tour time each night. This event

has sold out during the previous six years. Tickets can be purchased three ways: -Online at www.statehouseshop.com (click Seasonal); -By visiting the Statehouse Museum Shop on the ground floor of the Ohio Statehouse; -Or purchasing over the phone by calling 614/728-9234. Haunted Statehouse Tour participants will have a haunted and historical experience. Statehouse staff members and volunteers will combine history and legend in this special family-friendly haunted Statehouse tour. Conductors will lead visitors through the dimly lit limestone corridors of the Ohio Statehouse by oil lantern light. Visitors will pass the ghost of President Lincoln in an unfinished dance with Kate Chase (former Ohio Governor Salmon P. Chases daughter), hear and see a weeping lady in gray and get a glimpse of a green and ghostly President felled by an assassins bullet. This historical tour is spooky but appropriate for all members of the family. The tour is most suitable for individuals over the age of 12.

Haunted Statehouse Tour

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October 2011 GOOD TIMES 11

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12 GOOD TIMES October 2011

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