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Table Of Contents

1. INTRODUCTION
2. BACKGROUND
Box 1: Definition of Small and Micro enterprises in Namibia
2.1. Internal Factors
2.1.1. Information Systems
2.1.2. Information and Communications Technology
2.1.3. Human Resource Management
2.1.4. Service Delivery Channels
2.1.5. Risk Management
Box 2: Types of Risk
Box 3: Types of Credit-Scoring Systems
2.2. External Factors
2.2.1. Bank Size
Figure 5: Relative Size of Banks in Namibia from 1998 to 2003
2.2.2. Organisational Form and Governance
2.2.3. Other Bank Characteristics
Table 4: Dates of Establishment for Banks in Namibia
2.2.4. Market Characteristics
2.2.5. Regulation
Table 5: Regulators of Banks in Namibia between 1998 and 2003
2.3. Other Factors
3. IDENTIFYING INFLUENCING FACTORS
3.1. Sample
3.2. Data
3.3. Model
Equation 1: ANCOVA Efficiency Model: General Function
3.4. Procedure
4. RESULTS AND DISCUSSION
4.1.1. Efficiency
Table 6: Correlation Analysis Results for Namibia
4.1.2. Bank Size
4.1.3. Organizational Form and Governance
4.1.4. Other Bank Characteristics
4.1.5. Market Characteristics
4.1.6. Regulator
5. CONCLUSION
Appendix B: Technical Discussion
Equation 2: ANCOVA Model: Estimated Function
Equation 3: Multicollinearity
0 of .
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Published by: ambayi on Nov 25, 2011
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