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Zebjrsrije oy
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R`j Ahktnjj Shrmq hl Bhbb+Lrfem (Foribcjb)
?
Jbihr’q Njjr
Sjic`iec ie f qnic`ny njqq `fe 6.444tfcjq. `j Bhbb+Lrfem Sfnn Qrjj_jlhrk feb Aheqzkjr Trhjaihe Fa iq eh f `j ht hl khq tjhtnj’qrjfbiec niq% Kza` hl `j njciqnfihe iqsrije ie njcfnjqj feb ytiafn Ahe+crjqqihefn gfrche% I’q bjeqj. ahelzq+iec. ahktniafjb feb hlje ohriec (fq`j jbihrq hl `j IelhrkfiheSjjmLiefeaifn Qjr|iajq crhzt rjkiebjbkj s`jej|jr `jy `fb `j a`feaj)% Qhs`je I sfq fqmjb rjajeny oy f AIHil sj rjfb `j jeirj nfs. I rjqthebjb7„Sjnn. qhkjhej `fb h bh i%‛Hzr kiqqihe sfq h biqqja Bhbb+Lrfem h stczrj hz s`f’q ikthrfefeb s`f iqe’% R`j chfn sfq h ahktinjf q`hrjejb |jrqihe ‒ f a`jf q`jj.il yhz sinn ‒ lhr rjfbjrq s`h sfe hmehs khrj fohz `j nfs oz qiktnybhe’ `f|j `j ikj h qi bhse febrjfb `j kfqqi|j. `iqhria bhazkje%Kfmj eh kiqfmj7 Bhbb+Lrfem iqikthrfe ‒ `j khq ikthrfe tijajhl stefeaifn njciqnfihe qieaj _jc EKQ.A`jam ?6 hr Qhn|jeay II. f njfq ‒feb. haafqihefnny. jyj+htjeiec% R`jnfs hza`jq he fnn tfrq hl stefeaifnqjr|iajq feb sinn a`fecj `j sfy `fkfey ytjq hl stefeaifn trhbzaq frjohzc`. qhnb feb rfbjb%Qh `jrj iq `j IelhrkfiheSjjmLiefeaifn Qjr|iajq
Bhbb+LrfemA`jf Q`jj
lrhk `j jbihrq hl 
 Fb|feajb Rrfbiec. Ofem Qyqjkq ,Rja`ehnhcy. Ieqzrfeaj , Rja`ehnhcy
feb
Sfnn Qrjj , Rja`ehnhcy
% R`j jebtrhbza iq f rjnfi|jny orijl 19+tfcjbhazkje% Lhr `hqj hl yhz s`h frje’fhrejyq hr Ahecrjqqihefn njciqnfhrq.`j A`jf Q`jj biqinnq Bhbb+Lrfembhse h iq jqqjeifn iktniafiheq.trh|ibiec nfykfe’q bjsteiiheq hl `jrznjq. ielhrkfihe fohz `j nfs’qiktfa he ja`ehnhcy. ikthrfe bjfb+niejq. fbbiihefn rjqhzrajq feb khrj%S`inj `j A`jf Q`jj iqe’ f qzoqi+zj lhr rjfbiec `j jeirj njciqnfihe(gzq fq „Anillq Ehjq‛ frje’ f qzoqi+zj lhr rjfbiec „@fknj‛). i sinn `jntjpjazi|jq cj zt h qtjjb he `j ejsrjvzirjkjeq% @ftty rjfbiec%
Crjc KfaQsjjejyJbihrifn BirjahrIelhrkfiheSjjm Liefeaifn Qjr|iajq
Bhbb+Lrfem Sfnn Qrjj _jlhrk febAheqzkjr Trhjaihe Fa
Rinj I
‒Liefeaifn Qfoiniy
Rinj II
‒Hrbjrny Nivzibfihe Fz`hriy
Rinj III
‒Je`feaiec Liefeaifn Ieqizihe Qhzebejqq
Rinj I\
‒_jcznfihe hl Fb|iqjrq , @jbcj Lzebq
Rinj \
‒Ieqzrfeaj
Rinj \I
‒_jcznfihe hl Ofem , Qf|iecq Ahktfeijq
Rinj \II
‒Sfnn Qrjj Rrfeqtfrjeay feb Faahzefoiniy
Rinj \III
‒Tfykje. Anjfriec , Qjnjkje Qztjr|iqihe
Rinj IP
‒Ie|jqhr Trhjaiheq
Rinj P
‒Ozrjfz hl Aheqzkjr Liefeaifn Trhjaihe
Rinj PI
‒Ljbjrfn _jqjr|j Qyqjk Trh|iqiheq
Rinj PII
‒Iktrh|iec Faajqq h KfieqrjfkLiefeaifn Ieqiziheq
Rinj PIII
‒Tfy I Ofam Fa
Rinj PI\
‒Khrcfcj _jlhrk , Fei+Trjbfhry Njebiec
Rinj P\
‒Kiqajnnfejhzq Trh|iqiheq
Rinj P\I
‒Qjaihe 6?:< Aherfaq
Fbbiihefn _jqhzrajq
 
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Zebjrsrije oy
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Bhbb+Lrfem Sfnn Qrjj _jlhrk febAheqzkjr Trhjaihe Fa @% _% 2631
 Rinj I
‒Liefeaifn Qfoiniy …………………………………………………………………2
Rinj II
‒Hrbjrny Nivzibfihe Fz`hriy …………………………………………………<
Rinj III
‒Rrfeqljr hl Thsjrq h `j Ahktrhnnjr hl `j Azrrjeay.`j Ahrthrfihe. feb `j Ohfrb hl Ch|jrehrq ………………………………0
Rinj I\
‒_jcznfihe hl Fb|iqjrq h @jbcj Lzebq feb H`jrq …………………………9
Rinj \
‒Ieqzrfeaj …………………………………………………………………………66
Rinj \I
‒Iktrh|jkjeq h `j _jcznfihe hl Ofem feb Qf|iecq Fqqhaifihe@hnbiec Ahktfeijq feb Bjthqihry Ieqiziheq ……………61
Rinj \II
‒Sfnn Qrjj Rrfeqtfrjeay feb Faahzefoiniy ……………………………6:
Rinj \III
‒Tfykje. Anjfriec. feb Qjnjkje Qztjr|iqihe ………………………60
Rinj IP
‒Ie|jqhr Trhjaiheq feb Iktrh|jkjeq h `j _jcznfihe hl Qjazriijq?4
Rinj P
‒Ozrjfz hl Aheqzkjr Liefeaifn Trhjaihe …………………………………??
Rinj PI
‒Ljbjrfn _jqjr|j Qyqjk Trh|iqiheq …………………………………………?:
Rinj PII
‒Iktrh|iec Faajqq h Kfieqrjfk Liefeaifn Ieqiziheq ………………?<
Rinj PIII
‒Tfy I Ofam Fa ………………………………………………………………?0
Rinj PI\
‒Khrcfcj _jlhrk feb Fei+Trjbfhry Njebiec Fa ……………………14
Rinj P\
‒Kiqajnnfejhzq Trh|iqiheq ……………………………………………………12
Rinj P\I
‒Qjaihe 6?:< Aherfaq………………………………………………………1<
 Fbbiihefn _jqhzrajq
……………………………………………………………………13
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Dodd-Frank Wall Street Reform and Consumer Protection Act H. R. 4173

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Mario Lopez, CPA

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