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difference between life insurance plans of ICICI Pru & bajaj allianz

difference between life insurance plans of ICICI Pru & bajaj allianz

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Published by raju
difference between life insurance plans of ICICI Pru & bajaj allianz
difference between life insurance plans of ICICI Pru & bajaj allianz

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Published by: raju on Oct 25, 2008
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09/01/2012

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V/s
 
 PRESENTATION ON 
 
 Health Insurance Plans of 
 
 Health Insurance - An Overview 
 The term
 Health Insurance
is generally used to describe a form of insurance that pays for medicalexpenses. It is sometimes used more broadly to include insurance covering Disability or Long Term Nursing or Custodial Care needs. 
Under the Insurance Act, 1938, insurance against sickness & medical treatment is not part of the Life Insurance Business but comes under miscellaneous insurance business, which is part of General Insurance business. In many country including India it comes under both business.
 ICICI Pru HEALTH PLANS 
There are several Health Insurance Plans of ICICI Pru , it is categorized on the following basis:
 Hospitalization Plans:
Cover expenses in case you need to be hospitalized.Such as HOSPITAL CARE.
Critical Illness Plans
: Provide coverage against critical illnesses such as heart attack, organ transplants,stroke, and kidney failure among others.Such as CRISIS COVER,HEALTH ASSURE PLUS.
 Specific Conditions Coverage
: Designed specifically for certain conditionsor illnesses such as diabetes or cancer.Such as DIABETES CARE, CANCER CARE,DIABETES CARE PLUS, CANCER CARE PLUSDIABETES ASSURE,
 
 HOSPITAL CARE PLAN 
FEATURES & BENEFITS
Hospitalsation benefit (DHCB)
Intensive Care unit (ICU) Benefit
Post Hospitalization Benefit
Surgery Benefit
Payout in addition to other plan
Cashless hospitalization
Multiple Claims
 Tax Benefits
 Transparent coverage norms
Guaranteed coverage
HOSPITAL CARE At a Glance
Entry age1 - 60 yrsPolicy Term10 - 20 yrsMaximum Cover CeasingAge80 yrsPremium PaymentFrequency Yearly, Half yearly& MonthlyMaturity / Death BenefitNot Payable.

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