Health Insurance - An Overview
is generally used to describe a form of insurance that pays for medicalexpenses. It is sometimes used more broadly to include insurance covering Disability or Long Term Nursing or Custodial Care needs.
Under the Insurance Act, 1938, insurance against sickness & medical treatment is not part of the Life Insurance Business but comes under miscellaneous insurance business, which is part of General Insurance business. In many country including India it comes under both business.
ICICI Pru HEALTH PLANS
There are several Health Insurance Plans of ICICI Pru , it is categorized on the following basis:
Cover expenses in case you need to be hospitalized.Such as HOSPITAL CARE.
Critical Illness Plans
: Provide coverage against critical illnesses such as heart attack, organ transplants,stroke, and kidney failure among others.Such as CRISIS COVER,HEALTH ASSURE PLUS.
Specific Conditions Coverage
: Designed specifically for certain conditionsor illnesses such as diabetes or cancer.Such as DIABETES CARE, CANCER CARE,DIABETES CARE PLUS, CANCER CARE PLUSDIABETES ASSURE,