The legal description of the Subject Property is fully described in
attachedhereto and incorporated herein by reference, APN #016-171-05-100. .2.
BAC HOME LOANS SERVICING, LP (―BAC HOME LOANS‖)
, amortgage servicer, at all times mentioned herein, was engaged in business as a servicer of mortgageloans in the county of Placer, California. These Defendants claim to be the proper creditor who isentitled to foreclose on the mortgage note.3.
Defendant BANK OF AMERICA, N.A.
is a Delaware Corporation, whosecorporate headquarters is in Charlotte, North Carolina, and was, at all relevant times mentionedherein, was the original lender on the mortgage note and making loans in El Dorado County, CA.4.
Defendant PRLAP, INC
is a Texas corporation and, based on informationand belief, was at all relevant times mentioned herein, engaged in the business of title insurance,banking services, including foreclosure, and acting as trustee for banks, mortgage holders and lienholders. At the times hereupon complained of, Defendants were acting as though it was the currenttrustee of the deed of trust.5.
Defendant U.S. BANK, NATIONAL ASSOCIATION
, whosecorporate headquarters is in Minneapolis, Minnesota, is a subsidiary of US Bancorp, and was at alltimes mentioned herein, engaged in business as a bank and/or servicer of mortgage loans in thecounty of Placer, California, and is named as the trustee, for Defendant BANC OF AMERICAFUNDING 2007-6 TRUST, to which the note and deed of trust were allegedly conveyed.6.
Defendant BANC OF AMERICA MORTGAGE 2008-A TRUST
) is an unregistered entity in California, based on information and belief, was atall relevant times mentioned herein, was a pooling and servicing trust of mortgages, in which thesubject mortgage and property were allegedly placed. Based on information and belief, BANCAMERICA TRUST claims to be the holder of the beneficial interest in the subject mortgage noteand/or deed of trust.7.
RECONTRUST COMPANY, N.A. (―RECONTRUST‖)
a wholly-owned subsidiary of Bank of America, N.A. and, based on information and belief, was at all relevant
Case 2:11-cv-01428-GEB -DAD Document 1 Filed 05/25/11 Page 2 of 36