NGFS Advanced

Marketing
Programs

1501 S. Clinton St.

STE 210
Baltimore, MD 21224
Phone: 877-529-0550
Fax: 800-661-0675
E-mail: valerie@nextgenfinser.com
 NGFS Advanced
Marketing
Programs
MMAP is designed for NGFS Loan Consultants who are committed to
marketing reverse mortgages and other cash flow planning products to
consumers in their market area.

Although the program certainly isn’t right for everyone, we do know

that those who participate typically write more business because of the
support and additional materials they are provided with on a regular
basis.

Advanced Marketing Program participants can choose the level that

fits their budget and their needs for marketing assistance.

• Valerie VanBooven RN, BSN. PGCM is the Director of Marketing for NGFS, and also
manages the program.

• Doug McLain, CEO of NGFS also manages the program by way of case design assistance
as needed for participants.

• Frank Neubauer, CAO of NGFS manages commissions.

 NGFS Advanced Mar- FREE Gold+ Platinum
Membership Coaching
keting  Access Level Level
Program Benefit and  For All ($49.99/MONTH) ($297/MONTH for
Program Features Test-Drive for 1 month 12 months)
for $5.00 (postage cost)
NGFS Business Booster 
Ezine (weekly via email)
5 Marketing Videos
     
Monthly Marketing Webinars
or          
Conference Calls
NGFS Ultimate Gold+ Newslet-
ter          
(US MAIL)
Webinar and Conference Call  Sent by Email 
Replays on the Web Only 
     
Webinars and Conference Call 
on CD
Monthly
Webinar and Conference Call  On Website       
Handouts
Access to Private Member’s 
Only Website  Basic  Gold+  Platinum 
www.NGFSmarketinginnercircle.com
Marketing Forum
        
Member’s Templates 
Ads and Marketing Materials Some  All    
Member’s Documents and 
Examples Some  All    
Magnetic Marketing for 
Senior Service Providers Full          
Marketing Kit FREE
One-on-one 60 minute 
telephonic coaching session        
One Mastermind Group 
coaching call         
The Senior Solution 
Marketing Kit         
Custom Designed Ads and 
Marketing Materials         
Compensation Structure Increased one level
No change  No change  above current pro-
duction level. 
 NEXT GENERATION FINANCIAL SERVICES

Advanced Marketing Program

AGREEMENT
FAX TO: 800-661-0675
As of ________________, 200_ (“Effective Date”), this Advanced Marketing Program. (“Agreement”) is entered into by
Next Generation Financial Services, LLC (“NGFS”) located at 9901 Business Parkway, Suite B, Lanham, Md. 20706
(“Provider”) and _____________________________, located at ____________________, _____________(“Customer”).

The parties agree as follows:

1. Services. NGFS shall render services and deliver any corresponding work product (together "Services") as set forth
in Exhibit A, which shall outline Services to be performed. Customer shall cooperate and provide information, data re-
quested by NGFS in a timely manner when helpful for completion of Services.

2. Payment. Customer shall pay NGFS for Services as set forth in Exhibit A; payment amounts shall be in USD. Unless
otherwise stated all payments will be processed by credit card. Payments will be charged to the customer’s credit card
upon receipt of the credit card authorization and subsequently on the first of the month beginning on the first of the
month following the date of the Agreement and every month thereafter until the annualized cost has been paid, if the
payment is declined and not reinstated within fifteen (15) days after initial charge it shall constitute material breach of this
Agreement and result in cancellation of services and compensation provided in the Agreement.

3. Relationship. NGFS’s relationship with Customer shall be that of an independent contractor and nothing in this
Agreement should be construed to create a partnership, joint venture or agency relationship.

4. Confidentiality. Neither party shall disclose or use for any purpose except as outlined hereunder (i) the financial
terms of this Agreement, (ii) the technology, ideas, formula, know how, documentation, procedures, algorithms and/or
trade secrets embodied in the Services, technical documentation, solution methodology (e.g. forecasting and optimiza-
tion techniques), user manuals and other deliverables, (iii) NGFS business or marketing data; and/or (iv) any other infor-
mation, whether in written or magnetic media, that is identified as confidential; except such information that (a) is known
to either party prior to its first receipt of such information, (b) is generally known to the public prior to its receipt by Cus-
tomer, (c) becomes available to the public other than as a result of a disclosure by either party; (d) is required to be dis-
closed pursuant to an applicable law or by order of any court or governmental agency; or (e) is independently developed
by either party without reference to confidential information.

5. Intellectual Property

a. Rights Reserved. NGFS and its licensors retain and reserve exclusive ownership of all worldwide copyrights,
trade marks, service marks, trade secrets, patent rights, moral rights, property rights and all other industrial
rights in the Services, including any derivative works, modifications, customizations, updates, or enhancements.
All rights in and to the Services not expressly granted to Customer in this Agreement are reserved by NGFS and
its licensors.

b. Customer License. Effective upon payment of fees due hereunder, Provider grants to Customer a non-
exclusive, non-transferable, license for Customer to use the Services. All rights not set forth in this license are
reserved by NGFS. Customer acknowledges that the Services and their structure, organization, and source
code constitute valuable trade secrets of NGFS. Accordingly, Customer agrees not to (a) modify, adapt, alter,
translate, or create derivative works from the Services; (b) sublicense, lease, rent, loan, or otherwise permit a
third party to use the Services; (c) reverse engineer, recompile, disassemble, or otherwise attempt to derive the
source code for the Services; or (d) otherwise use the Services except as expressly allowed in this Agreement.
Customer shall not use the Services in a way that violates any local, state, federal or law of other nations, includ-
ing but not limited to the posting of information that may violate third party rights, that may defame a third party,
that may harass or assault others, that may violate hacking or other criminal regulations, etc. of its agents, offi-
cers, directors, contractors or employees.
6. Warranty.

a. Services Warranty. NGFS shall perform Services at or above industry standards and Services shall substan-
tially conform to Exhibit A.

b. Except as provided in this section “Warranty”, the services are provided “AS IS” without any warranty whatso-
ever. Customer recognizes that the as is clause of this agreement is an important part of the basis of this agree-
ment, without which provider would not have agreed to enter this agreement. Provider disclaims all other war-
ranties, express, implied, or statutory, including but not limited to any warranties of merchantability, fitness for a
particular purpose, title, and noninfringement. No representation or other affirmation of fact regarding the ser-
vices shall be deemed a warranty for any purpose or give rise to any liability of provider whatsoever. Customer
Acknowledges that it has relied on no warranties other than the express warranties in this agreement.

7. LIMITATION OF LIABILITY. NGFS shall not be liable to customer or any third party for any incidental, indirect, exem-
plary, special or consequential damages, under any circumstances, including, but not limited to, lost profits, revenue or
savings, loss of goodwill, or the loss of use of any data, even if NGFS had been advised of, knew, or should have known,
of the possibility thereof. Under no circumstances shall NGFS’s aggregate cumulative liability hereunder, whether in
contract, tort, or otherwise, exceed the total amount of fees actually paid to it reflected in the agreement. Customer Ac-
knowledges that the fees paid by it reflect the allocation of risk set forth in this agreement and that NGFS under this allo-
cation of risk set forth in this agreement and that NGFS would not enter into this agreement without these limitations on
its liability.

8. Force Majeure. Either party shall be excused from performing hereunder to the extent that it is prevented from per-
forming as a result of any act or event which occurs and is beyond its reasonable control, including, without limitation,
acts of God, war, weather, utility or telecommunications outages, unrest or riot, strikes any action of a governmental en-
tity; etc. provided that the party experiencing the force majeure provides the other with prompt written notice thereof and
uses reasonable efforts to remedy effects of such matter.

9. Terminations and Term. Either party may terminate this Agreement without cause. If terminated by the Customer
without cause the Customer shall be released upon payment of an amount equal to the funds advanced by NGFS on
behalf of the Customer plus an amount equal to two months payments if terminated during the first six months of the
Agreement or an amount equal to funds advanced by NGFS on behalf of the Premier producer plus one month’s pay-
ment if terminated during the last six months of the Agreement. . Either party may also terminate this Agreement for ma-
terial breach by the other and failure to cure such breach within thirty days. The term of this Agreement shall begin upon
the Effective Date of the Agreement and shall be for a twelve month period starting with the 1st of the month following the
date of the Agreement and shall renew annually thereafter unless either Party notifies the other party within thirty (30)
days of expiration of their intent to cancel.

10. Legal Compliance. NGFS may suspend or terminate Services immediately upon receipt of any notice which alleges
that Customer has used the Services for any purpose that violates any local, state, federal or law of other nations, includ-
ing but not limited to the posting of information that may violate third party rights, that may defame a third party, that may
harass or assault others, that may violate hacking or other criminal regulations, etc. of its agents, officers, directors, con-
tractors or employees. In such event, NGFS may disclose the Customer’s identity and contact information, if requested
by a government or law enforcement body or as a result of a subpoena or other legal action, and NGFS shall not be li-
able for damages or results thereof and Customer agrees not to bring any action or claim against NGFS for such disclo-
sure.

11. Miscellaneous. This Agreement and any dispute arising hereunder shall be construed in accordance with the laws of
the State of Maryland without regard to principles of conflict of laws. For the purpose of this Agreement, NGFS consents
to the personal jurisdiction of the state and federal courts located in Maryland. If any provision of this Agreement is pro-
hibited by law or held to be unenforceable, the remaining provisions hereof shall not be affected, and this Agreement
shall continue in full force and effect as if such unenforceable provision had never constituted a part hereof, and the un-
enforceable provision shall be automatically amended so as to best accomplish the objectives of such unenforceable
provision within the limits of applicable law. Any waiver of a provision of this Agreement must be in writing and signed by
the party to be charged. Customer may not assign this Agreement and any such attempt shall be void. A valid waiver
hereunder shall not be interpreted to be a waiver of that obligation in the future or any other obligation under this Agree-
ment. This Agreement constitutes the entire agreement between the parties related to the subject matter thereof and
supersedes any prior or contemporaneous agreement between the parties relating to the performance of work.
 IN WITNESS WHEREOF, the parties hereto have caused this Advanced Marketing Agreement to be executed as of the Ef-
fective Date.

By: By: ___________________________________

Name: Name:______________________________

Title: Title: _______________________________

Date: Date:
 Advanced Marketing Programs
Credit Card Information
FAX TO: 800-661-0675
Yes, please sign me up for: (CIRCLE ONE)

◊ Gold Level: $49.95 – monthly - get the first month FREE!, upgrade at any time.

◊ Platinum Coaching Level: $297/month for 12 months.

Card Type: _____ Visa _____ MasterCard _____ American Express

Card Number:

Expiration Date: /

Cardholder Name:

Billing Address:

Cardholder Phone Number: ( )

I, _____________________, acknowledge that all information is correctly provided and that I am the cardholder of the above credit
card. I further acknowledge that the signature below is my signature as indicated on the reverse side of the above indicated card. I hereby
authorize N.Gen to charge my credit card for the indicated amount as per terms listed above.

Authorizing Signature: Date:

Loan Officer Information

Loan officer name:

Address if different than above:

Phone number:
Email Address: ___________________________________

(10/2008)