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Table Of Contents

B. WHO IS A “DEBT COLLECTOR”
E. LAWYERS
F. MASS MAILERS
G.CREDITORS THAT USE MASS MAILERS
H.REPOSSESSORS
I. WHAT IS A “COMMUNICATION”
III.LEAST SOPHISTICATED OR UNSOPHISTICATED CONSUMER STANDARD
IV.VIOLATIONS: VALIDATION OR VERIFICATION NOTICE
V. VIOLATIONS: DEBT COLLECTION WARNING: 15 U.S.C. §1692e(11)
VI.VIOLATIONS: THREATS OF UNINTENDED, UNAUTHORIZED OR ILLEGAL ACTION
VII.VIOLATIONS: UNAUTHORIZED CHARGES
VIII.VIOLATIONS: OBFUSCATING ADDITION OF CHARGES
IX.VIOLATIONS: INABILITY TO PROVE WHAT IS DUE
X. VIOLATIONS: FALSE REPRESENTATION THAT COMMUNICATION IS FROM AN ATTORNEY
XI.VIOLATIONS: CONTACTS WITH THIRD PARTIES
XII.VIOLATIONS: MISREPRESENTATION OF SETTLEMENT AUTHORITY
XIII.VIOLATIONS: MISCELLANEOUS MISREPRESENTATIONS
XIV.VIOLATIONS: ACQUISITION OF LOCATION INFORMATION
XV.VIOLATIONS: LEGAL ACTION BY DEBT COLLECTORS
XVI.VIOLATIONS: EXTRANEOUS MATERIAL ON ENVELOPES
XVII.VIOLATIONS: AMOUNT OF INTEREST IN DEBT
XVIII. VIOLATIONS: CONDUCT OF COLLECTION LITIGATION
XIX. REMEDIES AND PROCEDURE
XX.DEFENSES
XXI.RELATED STATE LAW ISSUES
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FDCPA-CaselawAnnotated

FDCPA-CaselawAnnotated

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Published by: LUE on Jan 06, 2012
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