MONDAY, JANUARY 9, 2012
RIVER VALLEY NEWS SHOPPER
With retirement accounts and realestate values still recovering from therecession, and living costs on the rise,many retired seniors are struggling topay their bills. According to the Na-tional Council on Aging, 20 million Americans, 60 years of age or older, areeconomically insecure.But experts say that with the righttools and planning, you can avoid mon-ey woes.
“The rst step is to get a handle on your nances,” advises Aaron Forth,
Vice President and General Manager of
Intuit Personal Finance Group. “Know
ing more about your current nancial
situation means you can more effec-
tively stick to a budget.”
Luckily, new tools are helping se-
niors on a xed income to do just that.
There are many things you can do tohelp make ends meet in an uncertaineconomy:
Work From Home
If ination is causing your livingexpenses to rise, but you’re on a xed-
income, you may want to consider tak-ing on some part-time work to supple-ment your funds. Working from homeis becoming an increasingly easy optionfor seniors who may be less mobilethan during their younger days. Many companies hire part-time freelancers
to complete work remotely. From tu
-toring to transcription services, you canearn extra dollars without getting off the couch.
If you’re still squinting over yourcheckbook ledger, it’s time to try some-thing new.“Let software do the heavy lifting
for you,” advises Aaron Forth, Vice
President and General Manager of In-
tuit Personal Finance Group. “It’s easy
to make costly mistakes like missing bill payments when you’re doing it all
Take advantage of free services on
the Internet like Mint.com. For those
who prefer managing money on the
desktop, purchase nancial software
like Quicken to help you manage your
nances, create a budget, and meet
You may be familiar with tradition-al coupon clipping, but online sites likeLivingSocial and Groupon can help you
nd helpful local deals on the things
you need, such as medical exams andfood, or the things you want, like birth-day presents for your grandchildren.Just be careful to not get carried away on purchases. The best way to do this isto stick to goods and services that you would have bought at full cost anyway. And, of course, trim back on un-
necessary expenditures. For example,
many television programs are availablefor free online, making your cable billa redundant expense. Likewise, if youuse a mobile phone, consider eliminat-ing your landline.
Even if you’re living on a xed in
-come there’s no need to go into debt.By tracking your sources of incomeand your expenditures, you can achieve
your nancial goals and avoid debt.
Tips for seniors living on a fixed income
With the economystill recovering from the recession,many seniors are struggling topay their bills. (Courtesy Photo/Fotolia.com)
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Way back when
Health & Wellness Centers
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Mr. and Mrs. Marvin Jensenof Trufant are marking their 50thanniversary with an open house attheir farm house.The Lakeview chickenhatchery will re-open soon, and anew bakery is coming to town aswell.
Dave Robinson, MasseyFerguson dealer in Coral, isattending a one week advancetraining course in Detroit.Mr. and Mrs. Peter Petersenof Six Lakes celebrated their 50thanniversary with an open house atthe Lakeview high school gym.
Miss Cleo Stinson of Stanton, formerly of Amble, hasresigned her position of Secretaryof Service to Military Families, apost she has held since 1944.The Elwood Madsens of Trufant are honored on their 40thanniversary with an open house atthe St. Thomas Lutheran Churchin Trufant.
The Lakeview Auto andTire Center has new owners – theGary Holm family purchased thebusiness where Gary will continuehis profession of auto mechanic.Long-time director of theLakeview DPW is now the VillageManager.