The material provided in this book is being provided for informationpurposes only. Nothing contained herein is intended to provide per-sonalized financial, legal, or tax advice. Nothing should be construed
as an offer to sell, or a solicitation of an offer to buy a security, a rec-
ommendation for any product or service by Golden Girl Finance, the
authors or expert contributors herein, or any associated third party,
or a suggestion regarding the purchase, holding, or sale of securi-
ties. Readers should not act on any information herein provided or
implement any financial strategy without first obtaining professional
advice from their financial, legal, and/or tax advisors who are fully aware of their individual circumstances and the rules that apply inthe appropriate province and/or state.