Notes to our Readers
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Version 1.1Copyright © 2005, Phillip Mountrose and Jane Mountrose.Articles by EFT Experts are also copyrighted by the authors and included by permission.No part of this e-book, in part or in full, may be reproduced in any form or by any means, includingphotocopying, recording, or by an information storage and retrieval system, without the express writ-ten consent of Phillip Mountrose and Jane Mountrose, except in the case of brief quotations used inarticles and reviews.