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Health is a Primary Need

Health is a Primary Need

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Published by grahbar

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Published by: grahbar on Jan 25, 2012
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12/25/2012

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Health is a primary need 
 
Primary needsare considered natural or untaught needs determined by innate factors to anindividualor their environment such as food, water and shelter.Healthis another primary need because without it, one may not be able to inquire or utilize any other elementregardless of its necessity.
D
efinition of health:
 
I
n humans, it is the general condition of a person in mind, body and spirit, usually meaning tobe free from illness, injury or pain (as in ´
 good health
µ
or ´
healthy 
µ)
.
hat is the definition of ³healthcare´? 
 
Healthcare refers to any type of action which is related to keeping and maintaining anindividual healthy or free ofdisease. This maybe in the form of a ´preventive
µ
action toprevent disease from happening and
I
find this to be the most important and effective form ofhealthcare; or it may be in the form of treatment which is after the fact and after disease ordamage to health has occurred and goal is to cure or support the individual in fighting withthe disease and obtain health.
hat constitutes healthcare costs? 
 
L
ooking at the question, the best answer that comes to my mind is the cost of providinghealthcare to people
D
o all individuals need healthcare? 
 
D
o all individuals need food and shelter? Unless each person harvests, gathers and grows allcrops and raises kettle and builds his/her shelter from scratch the answer is yes.While one can get technical and say no, the reality is that we all need healthcare from thevery moment that we are conceived until the day we die. Now, some of us many never dealwith a serious disease in our entire lifetime but even those lucky ones have benefitedtremendously from the ´preventive
µ
aspect of the ´healthcare
µ
and very likely have utilizedthat aspect to its fullest potential to enjoy a healthy life.So ´healthcare
µ
is not only defined as the care provided to an individual when disaster strikesor when one is hit by a car or needs a heart transplant.
I
t simply is a collective term used forall actions which share one goal, prevent onset of disease and in cases that disease hasalready occurred, prevent further damage and restore health to individualhuman beings.
s healthcare cost considered a loss? 
 
I
don·t know, but let·s look at some of the other services that we all need and all acquire andsee if we consider spending money on those as "loss"!
 
F
ood: we all need food to survive. We eat when we are either hungry or feed a hungrytummy. When we eat, do we consider the cost of food as ´loss
µ
? Of course not, that is justthe cost of one of our primary needs.Clothing: we wearclothingto primarily keep warm and dry and secondarily to look good andpresentable. While the money spent for the secondary aspect maybe justifiably considered´loss
µ
,
I
don·t think anyone would consider the money spent on clothing to keep warm anddry as ´loss
µ
.Transportation: we all need ways of transportation to commute to work or get around. Whilehow much we spend on the type of car we drive may justifiably be considered ´loss
µ
but whatit takes to get us around and to work, sure enough is a necessity and not ´loss
µ
.So as you see, we all spend money on primary needs such as food and clothing andtransportation without considering those expenses as ´loss
µ
.
I
think we can all agree that themoney spent on prevention of a disease or if prevention fails, to treat the disease is just ascrucial as money spent on other primary needs. We all know one can have all the food andclothing and money in the world but if that person is not healthy, he/she cannot even enjoythe abundance of anything else in life. So healthcare is as much a primary need as food andshelter and clothing are.
hat is the definition of ³ insurance´? 
 
A
practice or arrangement by which a company or government agency provides a guarantee ofcompensation for specified
loss, damage, illness, or death
in return for payment of apremium is called ´insurance
µ
.
D
o we consider payment for any one of our primary needs(food, shelter
)
a loss or damage? No, that is just cost and expense of living«.Should we allow a company to come and label our food expenses as ´loss
µ
and take it undercontrol and charge us premiums for selling us a coverage for controlling what we eat and howmuch we eat and when we eat? Of course not! No one should control how we manage ourprimary needs and put a cap on it or add limitations to our entitlement. We are each wellcapable of making the appropriate choices when it comes to that. Now imagine if thatcompany forces itself down our throats and takes over one of our primary rights like food andon top of that it must make money and show profit to its shareholders«?!?!
o why do we need insurance coverage anyways? for example why would anyone purchase home owner insurance? 
 
The homeowner insurance is to protect our home which is our shelter and our primary needagainst disaster.
I
t does not limit in any form or shape how we obtain our home, how we pickit, how we choose to live in it.
I
t simply shares our liability and loss in case somethinghappens which would lead to that such as earthquake, fire, flood etc.We buy insurance for our valuables when there are factors out of our control that may lead todamage and loss of our entire investment. We pay premium to insurance companies and theypromise to share our liability. We all know that these companies must make profit and howthey make profit is by having more contracts that result in no losses or damages than onesthat do.
I
f every home would get destroyed at some point by fire or earthquake
 
or flood,
 
would any insurance company be able to make profit? Of course not!
I
f that was the case,this industry would not even be created. Would they pay for losses due to any factor? Ofcourse not, only those stated in contract and under the conditions stated in contract.Basically, the contract is drafted to limit the scope of liability of the insurance company incase of an event leading to loss of the insured.
f we all need healthcare and if health is a primary need, why do we allow theinsurance companies to manage and administer the fulfillment of this need? 
 
D
oesn·t make sense to me at all! They certainly don·t feel compassionate about patients orthe doctors!
A
nd they are in it to make money of course«so how do they make profit? By notproviding the much needed care to those who are in need and denying benefits or paymentand compensation to the healthcare providers or both.
D
oes anyone think even for one second that insurance companies have the best interest ofpatients in mind? Why would they? When any payment of benefit is a loss to theirshareholders!
hy is it that we have become so dependent upon companies that benefit from denying us our right to one the most basic primary needs?
The relationship betweenhealthcare provider and individual is like the relationship between the individual and anyother service provider. There is no need for a middleman, especially one whose best interestis in limiting the care and services the individual needs. When the individual can directly beinvolved with the service provider, why charge a premium for limiting the services to patientand limiting the disbursement to provider? This practice has gone on so long in this countrythat it has become a way of life and a necessity. One that has made insurance companiesrich beyond imagination and has rubbed us off our primary needs and rights to the point thatwe feel so insecure without having healthcare insurance. We don·t even imagine seeing ahealthcare provider when we don·t have health insurance and most often we only acceptservices that are a covered benefit by the insurance even though they are the cheapestsubclass.We are happy to pay premiums to a company who pays the least amount of money for alimited number of services. We don·t see a doctor without it because we are fearful that wecouldn·t afford it. The insurance company tells us that unless we pay them a premium, wewouldn·t be able to afford any healthcare services. Then when we see a healthcare providerand we are diagnosed with a condition, if it is not covered by our insurance plan, we rarelyconsider it ´necessary
µ
and often times consider it ´elective
µ
and even go as far as thinkingthat the healthcare provider is trying to make money off of us. On the other hand, somehealthcare providers over diagnose and over treat some conditions simply because it iscovered by insurances. When patients elect to not follow a recommendation when it is notcovered by insurance and follow at times without any questions as to the necessity asuggestion which is covered by insurance, they do more of procedures for which they getreimbursed without any hassle. The outcome is disaster!Some doctors recommend and perform unnecessary procedures just because they get paid forthose services and they need the money to cover the costs of living and running a healthcarefacility. Of course this is very unethical and most fraudulent approach to practice ofhealthcare by any healthcare provider.

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