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U.S.

P&C Industry
Quarterly Change in Commercial Rates
2004 - 2011

4
2
0

-2

Percent

-4
-6
-8
-10

The market turn


gathers strength.

-12
-14
-16

Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4
2004
2005
2006
2007
2008
2009
2010
2011
Source: Council of Insurance Agents & Brokers

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