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CLRC Letter to California Insurance Commissioner

CLRC Letter to California Insurance Commissioner

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On October 9, 2011, Governor Jerry Brown signed AB887 and SB559, referred to as ‘CalGINA,’ into law. These laws went into effect on January 1, 2012.

The Cancer Legal Resource Center wrote this letter to the Insurance Commissioner of California to obtain information regarding how CalGINA applies to insurance companies. Specifically, we are seeking information on whether this provision bans medical underwriting on the basis of genetic information in life, long-term care, and disability insurance.

In the letter, the CLRC argues that this law should prevent insurance companies from underwriting on the basis of genetic information. Underwriting on the basis of genetic information would constitute discrimination and hinder an individual’s full and equal access to these insurance markets.

Each day, many Californians struggle with the decision of whether to get genetic testing. For many, legal considerations are an important factor in this decision. Indeed, the CLRC was contacted be an individual who is waiting to get tested until she better understands the new protections in California. Without complete protection, many individuals may decide not to get tested and therefore miss the opportunity to access early screening and preventive care.
On October 9, 2011, Governor Jerry Brown signed AB887 and SB559, referred to as ‘CalGINA,’ into law. These laws went into effect on January 1, 2012.

The Cancer Legal Resource Center wrote this letter to the Insurance Commissioner of California to obtain information regarding how CalGINA applies to insurance companies. Specifically, we are seeking information on whether this provision bans medical underwriting on the basis of genetic information in life, long-term care, and disability insurance.

In the letter, the CLRC argues that this law should prevent insurance companies from underwriting on the basis of genetic information. Underwriting on the basis of genetic information would constitute discrimination and hinder an individual’s full and equal access to these insurance markets.

Each day, many Californians struggle with the decision of whether to get genetic testing. For many, legal considerations are an important factor in this decision. Indeed, the CLRC was contacted be an individual who is waiting to get tested until she better understands the new protections in California. Without complete protection, many individuals may decide not to get tested and therefore miss the opportunity to access early screening and preventive care.

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Published by: Disability Rights Legal Center on Feb 15, 2012
Copyright:Attribution Non-commercial

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02/15/2012

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