© 2008 Citigroup Inc. Member FDIC. Citi and Citi with Arc Design are registered service marks of Citigroup Inc. Citi never sleeps is a service mark of Citigroup Inc.

Providing stability.

Securing the future.

This year, our fnancial markets have been tested in unprecedented ways.

And though the global landscape has become increasingly complex, one thing has remained consistent: Citi’s commitment to helping our clients and customers fnd solutions that will drive their fnancial success.

That’s why we’re diversifed across a broad range of markets and businesses in over 100 countries. Why we’re streamlining our operations.

And why we’re using our global presence, knowledge and expertise, along with almost 200 years of experience, to rise to the challenges and take advantage of new opportunities.

That’s why 200 million people around the globe have put their trust in Citi to take control and secure their futures. And why we’re offering them solutions like risk-free savings products, unparalleled fnancial guidance, credit cards that give you cash back and the Citi Homeowner Assistance Plan that’ll enable half a million Americans to make their payments and stay in their homes.

That’s why now, more than ever, you can feel confdent that Citi never sleeps.