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FAX20'/,871.8026
www.perkinsthompson.com
May20,2011
T\\1IaWolf44PattenStreet#2Bangor,ME04401Re:YourCorrespondenceofApril27,2011DearMs.Wolf:ThisacknowledgesreceiptofyourletterdatedApril25,20IIbutpostmarkedApril27,
2011,thatyoutitled"QUALIfiEDWRiTTENREQUEST"andaddressedtoStephanie
Williamsofmyoffice("theLetter").
WhiletheLetterpurportstobea"qualifiedwrittenrequest"(uQWR")pursuantto12
U.S.c.§2605(e),
it
failstosatisfytheminimumrequirementsofaQ\VR.Amongother
things,despitethefactthattheLetterissixteenpageslong,itfailstoprovideaclear
statementofthereasonsthatyoubelievethattheaccountsdescribedintheLetterarein
error,nordoestheLetterprovidesufficientdetailregardingotherinformationthatyou
seek.Furthermore,muchoftheinformationthatyouhaverequestedisnotrelatedto
loanservicing-theonlypropersubjectofaQWR.Infact,thetruepurposeofthe
LetterappearstobenothingmorethananattempttoabusethemechanismsoftheReal
EstateSettlementProceduresAct.
PleasebeadvisedthatMaineStateHousingAuthorityisnolongerservicingthe
"Graystone"accountthatyouidentifiedintheLetter.CamdenNationalBankisnow
servicingthataccount.IhaveforwardedtheLettertoJohnStewart,aLossMitigation
TeamLeaderatCamdenNationalBank,forhisreview.
However,totheextentthattheLetterisdeemedavalidQWR(andTDBank,N.A.,
MaineStateHousingAuthorityandCamdenNationalBank
donot
agreethat
it
is),thisletterconstituteswrittenacknowledgmentofreceiptoftheLetter,pursuantto
12
U.S.C.
,.§...26~(
)(
I)(A).
\DEFENDANTS
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BANSC-RE-2010-187-Exhibits For Defendants Motion to Compel 0001
Exhibits for Defendants Motion to Compel Plaintiffs respond to discovery by court supervision.
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