DEPARTMENT OF HEALTH AND HUMAN SERVICES45 CFR Parts 155, 156, and 157[CMS-9989-F]RIN 0938-AQ67Patient Protection and Affordable Care Act; Establishment of Exchanges and QualifiedHealth Plans; Exchange Standards for EmployersAGENCY:
Department of Health and Human Services.
Final rule, Interim final rule.
This final rule will implement the new Affordable Insurance Exchanges(“Exchanges”), consistent with title I of the Patient Protection and Affordable Care Act of 2010as amended by the Health Care and Education Reconciliation Act of 2010, referred tocollectively as the Affordable Care Act. The Exchanges will provide competitive marketplacesfor individuals and small employers to directly compare available private health insuranceoptions on the basis of price, quality, and other factors. The Exchanges, which will becomeoperational by January 1, 2014, will help enhance competition in the health insurance market,improve choice of affordable health insurance, and give small businesses the same purchasingclout as large businesses.
These regulations are effective on[[OOFFR R ::IInnsseer r ttddaattee6600ddaayyssaaf f tteer r tthhee ddaatteeoof f p puu b blliiccaattiioonniinntthheeFFeeddeer r aallR R eeggiisstteer r ]] Comment Date: Certain provisions of this final rule are being issued as interim final. We willconsider comments from the public on the following provisions: §§ 155.220(a)(3); 155.300(b);155.302; 155.305(g); 155.310(e); 155.315(g); 155.340(d); 155.345(a); and, 155.345(g). To beassured consideration, comments must be received at one of the addresses provided below, no