Simulasi Angsuran KPR

CONTOH PERHITUNGAN ANGSURAN (ANUITAS)
In Arrear = Angsuran mulai dibayar bulan berikutnya
In Advance =angsuran dibayar pada saat awal (DP d
Angsuran / bln
Angsuran / bln
VARIABEL YANG
DAPAT DIUBAH
BERTANDA BIRU
Pinjaman x suku bunga
1-
1
(1 + suku bunga)
Tenor
1-
(1+suku bunga) Tenor
Ingat! Dalam perhitungan suku bunga harus dibagi 12
Ingat! Dalam perhitungan suku bunga harus dibagi 12
Pokok
Pokok
200,000,000 Angsuran/Bln
Tenor (Bln)
Int (eff)
7,031,407
36 Tot P+B
253,130,638
16% Tot Bunga
53,130,638
200,000,000
Tenor (Bln)
Int (eff)
36
16%
pokok x suku bunga

12
Bulan
AngKe
O/S Pokok
AngPokok
200,000,000
193,061,112
195,635,260
4,364,740
2,666,667
7,031,407
188,696,372
191,212,324
4,422,936
2,608,470
7,031,407
184,273,435
186,730,415
4,481,909
2,549,498
7,031,407
179,791,527
182,188,747
4,541,668
2,489,739
7,031,407
175,249,859
177,586,524
4,602,223
2,429,183
7,031,407
170,647,635
172,922,937
4,663,586
2,367,820
7,031,407
165,984,049
168,197,170
4,725,767
2,305,639
7,031,407
161,258,282
163,408,392
4,788,778
2,242,629
7,031,407
156,469,504
158,555,764
4,852,628
2,178,779
7,031,407
10
151,616,876
10
10
153,638,434
4,917,330
2,114,077
7,031,407
11
146,699,546
11
11
148,655,540
4,982,894
2,048,512
7,031,407
12
141,716,652
12
12
143,606,207
5,049,333
1,982,074
7,031,407
13
136,667,319
13
13
138,489,550
5,116,657
1,914,749
7,031,407
14
131,550,662
14
14
133,304,671
5,184,879
1,846,527
7,031,407
15
126,365,783
15
15
128,050,660
5,254,011
1,777,396
7,031,407
16
121,111,772
16
16
122,726,596
5,324,064
1,707,342
7,031,407
17
115,787,707
17
17
117,331,544
5,395,052
1,636,355
7,031,407
18
110,392,655
18
18
111,864,558
5,466,986
1,564,421
7,031,407
19
104,925,669
19
19
106,324,678
5,539,879
1,491,527
7,031,407
20
99,385,790
20
20
100,710,934
5,613,744
1,417,662
7,031,407
21
93,772,046
21
21
95,022,340
5,688,594
1,342,812
7,031,407
22
88,083,452
22
22
89,257,898
5,764,442
1,266,965
7,031,407
23
82,319,010
23
23
83,416,597
5,841,301
1,190,105
7,031,407
24
76,477,708
24
24
77,497,411
5,919,185
1,112,221
7,031,407
25
70,558,523
25
25
71,499,303
5,998,108
1,033,299
7,031,407
26
64,560,415
26
26
65,421,221
6,078,083
953,324
7,031,407
27
58,482,333
27
27
59,262,097
6,159,124
872,283
7,031,407
28
52,323,209
28
28
53,020,852
6,241,245
790,161
7,031,407
29
46,081,964
29
29
46,696,390
6,324,462
706,945
7,031,407
30
39,757,502
30
30
40,287,602
6,408,788
622,619
7,031,407
31
33,348,714
31
31
33,793,363
6,494,239
537,168
7,031,407
32
26,854,475
32
32
27,212,535
6,580,828
450,578
7,031,407
33
20,273,647
33
33
20,543,962
6,668,573
362,834
7,031,407
34
13,605,074
Angs Bunga
Angsuran
AngKe
O/S Pokok
34
34
13,786,475
6,757,487
273,919
7,031,407
35
35
35
6,938,888
6,847,587
183,820
7,031,407
36
6,847,587
36
36
6,938,888
92,519
7,031,407
37
(6,938,888)
37
37
(7,031,407)
7,031,407
7,031,407
38
(13,970,295)
38
38
(14,156,565)
7,125,159
(93,752)
7,031,407
39
(21,095,453)
39
39
(21,376,726)
7,220,161
(188,754)
7,031,407
40
(28,315,614)
40
40
(28,693,156)
7,316,430
(285,023)
7,031,407
41
(35,632,044)
41
41
(36,107,138)
7,413,982
(382,575)
7,031,407
42
(43,046,026)
42
42
(43,619,973)
7,512,835
(481,429)
7,031,407
43
(50,558,861)
43
43
(51,232,979)
7,613,006
(581,600)
7,031,407
44
(58,171,867)
44
44
(58,947,492)
7,714,513
(683,106)
7,031,407
45
(65,886,380)
45
45
(66,764,865)
7,817,373
(785,967)
7,031,407
46
(73,703,753)
46
46
(74,686,470)
7,921,605
(890,198)
7,031,407
47
(81,625,358)
47
47
(82,713,696)
8,027,226
(995,820)
7,031,407
48
(89,652,584)
48
48
(90,847,952)
8,134,256
(1,102,849)
7,031,407
49
(97,786,840)
49
49
(99,090,665)
8,242,713
(1,211,306)
7,031,407
50
(106,029,553)
50
50
(107,443,280)
8,352,615
(1,321,209)
7,031,407
51
(114,382,168)
51
51
(115,907,264)
8,463,984
(1,432,577)
7,031,407
52
(122,846,152)
52
52
(124,484,101)
8,576,837
(1,545,430)
7,031,407
53
(131,422,989)
53
53
(133,175,295)
8,691,195
(1,659,788)
7,031,407
54
(140,114,183)
54
54
(141,982,373)
8,807,077
(1,775,671)
7,031,407
55
(148,921,261)
55
55
(150,906,878)
8,924,505
(1,893,098)
7,031,407
56
(157,845,766)
56
56
(159,950,376)
9,043,498
(2,012,092)
7,031,407
57
(166,889,264)
57
57
(169,114,454)
9,164,078
(2,132,672)
7,031,407
58
(176,053,342)
58
58
(178,400,720)
9,286,266
(2,254,859)
7,031,407
59
(185,339,608)
59
59
(187,810,803)
9,410,083
(2,378,676)
7,031,407
60
(194,749,691)
60
60
(197,346,354)
9,535,551
(2,504,144)
7,031,407
61
(204,285,242)
61
61
(207,009,045)
9,662,691
(2,631,285)
7,031,407
62
(213,947,933)
62
62
(216,800,572)
9,791,527
(2,760,121)
7,031,407
63
(223,739,460)
63
63
(226,722,653)
9,922,081
(2,890,674)
7,031,407
64
(233,661,541)
64
64
(236,777,028)
10,054,375
(3,022,969)
7,031,407
65
(243,715,916)
65
65
(246,965,462)
10,188,434
(3,157,027)
7,031,407
66
(253,904,350)
66
66
(257,289,741)
10,324,279
(3,292,873)
7,031,407
67
(264,228,630)
67
67
(267,751,678)
10,461,936
(3,430,530)
7,031,407
68
(274,690,566)
68
68
(278,353,107)
10,601,429
(3,570,022)
7,031,407
69
(285,291,995)
69
69
(289,095,888)
10,742,781
(3,711,375)
7,031,407
70
(296,034,776)
70
70
(299,981,907)
10,886,018
(3,854,612)
7,031,407
71
(306,920,795)
71
71
(311,013,072)
11,031,165
(3,999,759)
7,031,407
72
(317,951,960)
72
72
(322,191,320)
11,178,248
(4,146,841)
7,031,407
73
(329,130,208)
73
73
(333,518,611)
11,327,291
(4,295,884)
7,031,407
74
(340,457,499)
74
74
(344,996,932)
11,478,321
(4,446,915)
7,031,407
75
(351,935,820)
75
75
(356,628,298)
11,631,366
(4,599,959)
7,031,407
76
(363,567,186)
76
76
(368,414,748)
11,786,451
(4,755,044)
7,031,407
77
(375,353,636)
77
77
(380,358,351)
11,943,603
(4,912,197)
7,031,407
78
(387,297,240)
78
78
(392,461,203)
12,102,851
(5,071,445)
7,031,407
79
(399,400,091)
79
79
(404,725,425)
12,264,223
(5,232,816)
7,031,407
80
(411,664,314)
80
80
(417,153,171)
12,427,746
(5,396,339)
7,031,407
81
(424,092,059)
81
81
(429,746,620)
12,593,449
(5,562,042)
7,031,407
82
(436,685,508)
82
82
(442,507,981)
12,761,362
(5,729,955)
7,031,407
83
(449,446,870)
83
83
(455,439,494)
12,931,513
(5,900,106)
7,031,407
84
(462,378,383)
84
84
(468,543,428)
13,103,933
(6,072,527)
7,031,407
85
(475,482,316)
85
85
(481,822,080)
13,278,652
(6,247,246)
7,031,407
86
(488,760,968)
86
86
(495,277,781)
13,455,701
(6,424,294)
7,031,407
87
(502,216,669)
87
87
(508,912,891)
13,635,110
(6,603,704)
7,031,407
88
(515,851,779)
88
88
(522,729,803)
13,816,912
(6,785,505)
7,031,407
89
(529,668,691)
89
89
(536,730,940)
14,001,137
(6,969,731)
7,031,407
90
(543,669,829)
90
90
(550,918,760)
14,187,819
(7,156,413)
7,031,407
91
(557,857,648)
91
91
(565,295,750)
14,376,990
(7,345,583)
7,031,407
92
(572,234,638)
92
92
(579,864,433)
14,568,683
(7,537,277)
7,031,407
93
(586,803,321)
93
93
(594,627,365)
14,762,932
(7,731,526)
7,031,407
94
(601,566,253)
94
94
(609,587,137)
14,959,771
(7,928,365)
7,031,407
95
(616,526,025)
95
95
(624,746,372)
15,159,235
(8,127,828)
7,031,407
96
(631,685,260)
96
96
(640,107,730)
15,361,358
(8,329,952)
7,031,407
97
(647,046,618)
97
97
(655,673,907)
15,566,176
(8,534,770)
7,031,407
98
(662,612,795)
98
98
(671,447,632)
15,773,725
(8,742,319)
7,031,407
99
(678,386,520)
99
99
(687,431,674)
15,984,042
(8,952,635)
7,031,407
100
(694,370,562)
100
100
(703,628,836)
16,197,162
(9,165,756)
7,031,407
101
(710,567,724)
101
101
(720,041,960)
16,413,124
(9,381,718)
7,031,407
102
(726,980,848)
102
102
(736,673,926)
16,631,966
(9,600,559)
7,031,407
103
(743,612,814)
103
103
(753,527,652)
16,853,726
(9,822,319)
7,031,407
104
(760,466,540)
104
104
(770,606,094)
17,078,442
(10,047,035)
7,031,407
105
(777,544,982)
105
105
(787,912,248)
17,306,155
(10,274,748)
7,031,407
106
(794,851,137)
106
106
(805,449,152)
17,536,903
(10,505,497)
7,031,407
107
(812,388,040)
107
107
(823,219,880)
17,770,729
(10,739,322)
7,031,407
108
(830,158,768)
108
108
(841,227,552)
18,007,672
(10,976,265)
7,031,407
109
(848,166,440)
109
109
(859,475,326)
18,247,774
(11,216,367)
7,031,407
110
(866,414,214)
110
110
(877,966,404)
18,491,078
(11,459,671)
7,031,407
111
(884,905,292)
111
111
(896,704,029)
18,737,625
(11,706,219)
7,031,407
112
(903,642,917)
112
112
(915,691,489)
18,987,460
(11,956,054)
7,031,407
113
(922,630,377)
113
113
(934,932,116)
19,240,626
(12,209,220)
7,031,407
114
(941,871,004)
114
114
(954,429,284)
19,497,168
(12,465,762)
7,031,407
115
(961,368,172)
115
115
(974,186,414)
19,757,130
(12,725,724)
7,031,407
116
(981,125,302)
116
116
(994,206,973)
20,020,559
(12,989,152)
7,031,407
117
(1,001,145,861)
117
117
(1,014,494,473)
20,287,500
(13,256,093)
7,031,407
118
(1,021,433,361)
118
118
(1,035,052,472)
20,558,000
(13,526,593)
7,031,407
119
(1,041,991,360)
119
119
(1,055,884,578)
20,832,106
(13,800,700)
7,031,407
120
(1,062,823,467)
120
120
(1,076,994,446)
21,109,868
(14,078,461)
7,031,407
1,276,994,446
(433,225,653)
843,768,793
ngsuran dibayar pada saat awal (DP dibayar)

X (1+suku bunga)
+suku bunga) Tenor
erhitungan suku bunga harus dibagi 12

Angsuran/Bln
Tot P+B
Tot Bunga
6,938,888
249,799,972
49,799,972
pokok x suku bunga
12
AngPokok
6,938,888
Bunga
-
Angsuran
6,938,888
4,364,740
2,574,148
6,938,888
4,422,936
2,515,952
6,938,888
4,481,909
2,456,979
6,938,888
4,541,668
2,397,220
6,938,888
4,602,223
2,336,665
6,938,888
4,663,586
2,275,302
6,938,888
4,725,767
2,213,121
6,938,888
4,788,778
2,150,110
6,938,888
4,852,628
2,086,260
6,938,888
4,917,330
2,021,558
6,938,888
4,982,894
1,955,994
6,938,888
5,049,333
1,889,555
6,938,888
5,116,657
1,822,231
6,938,888
5,184,879
1,754,009
6,938,888
5,254,011
1,684,877
6,938,888
5,324,064
1,614,824
6,938,888
5,395,052
1,543,836
6,938,888
5,466,986
1,471,902
6,938,888
5,539,879
1,399,009
6,938,888
5,613,744
1,325,144
6,938,888
5,688,594
1,250,294
6,938,888
5,764,442
1,174,446
6,938,888
5,841,301
1,097,587
6,938,888
5,919,185
1,019,703
6,938,888
5,998,108
940,780
6,938,888
6,078,083
860,806
6,938,888
6,159,124
779,764
6,938,888
6,241,245
697,643
6,938,888
6,324,462
614,426
6,938,888
6,408,788
530,100
6,938,888
6,494,239
444,650
6,938,888
6,580,828
358,060
6,938,888
6,668,573
270,315
6,938,888
6,757,487
181,401
6,938,888
6,847,587
91,301
6,938,888
6,938,888
6,938,888
7,031,407
(92,519)
6,938,888
7,125,159
(186,271)
6,938,888
7,220,161
(281,273)
6,938,888
7,316,430
(377,542)
6,938,888
7,413,982
(475,094)
6,938,888
7,512,835
(573,947)
6,938,888
7,613,006
(674,118)
6,938,888
7,714,513
(775,625)
6,938,888
7,817,373
(878,485)
6,938,888
7,921,605
(982,717)
6,938,888
8,027,226
(1,088,338)
6,938,888
8,134,256
(1,195,368)
6,938,888
8,242,713
(1,303,825)
6,938,888
8,352,615
(1,413,727)
6,938,888
8,463,984
(1,525,096)
6,938,888
8,576,837
(1,637,949)
6,938,888
8,691,195
(1,752,307)
6,938,888
8,807,077
(1,868,189)
6,938,888
8,924,505
(1,985,617)
6,938,888
9,043,498
(2,104,610)
6,938,888
9,164,078
(2,225,190)
6,938,888
9,286,266
(2,347,378)
6,938,888
9,410,083
(2,471,195)
6,938,888
9,535,551
(2,596,663)
6,938,888
9,662,691
(2,723,803)
6,938,888
9,791,527
(2,852,639)
6,938,888
9,922,081
(2,983,193)
6,938,888
10,054,375
(3,115,487)
6,938,888
10,188,434
(3,249,546)
6,938,888
10,324,279
(3,385,391)
6,938,888
10,461,936
(3,523,048)
6,938,888
10,601,429
(3,662,541)
6,938,888
10,742,781
(3,803,893)
6,938,888
10,886,018
(3,947,130)
6,938,888
11,031,165
(4,092,277)
6,938,888
11,178,248
(4,239,359)
6,938,888
11,327,291
(4,388,403)
6,938,888
11,478,321
(4,539,433)
6,938,888
11,631,366
(4,692,478)
6,938,888
11,786,451
(4,847,562)
6,938,888
11,943,603
(5,004,715)
6,938,888
12,102,851
(5,163,963)
6,938,888
12,264,223
(5,325,335)
6,938,888
12,427,746
(5,488,858)
6,938,888
12,593,449
(5,654,561)
6,938,888
12,761,362
(5,822,473)
6,938,888
12,931,513
(5,992,625)
6,938,888
13,103,933
(6,165,045)
6,938,888
13,278,652
(6,339,764)
6,938,888
13,455,701
(6,516,813)
6,938,888
13,635,110
(6,696,222)
6,938,888
13,816,912
(6,878,024)
6,938,888
14,001,137
(7,062,249)
6,938,888
14,187,819
(7,248,931)
6,938,888
14,376,990
(7,438,102)
6,938,888
14,568,683
(7,629,795)
6,938,888
14,762,932
(7,824,044)
6,938,888
14,959,771
(8,020,883)
6,938,888
15,159,235
(8,220,347)
6,938,888
15,361,358
(8,422,470)
6,938,888
15,566,176
(8,627,288)
6,938,888
15,773,725
(8,834,837)
6,938,888
15,984,042
(9,045,154)
6,938,888
16,197,162
(9,258,274)
6,938,888
16,413,124
(9,474,236)
6,938,888
16,631,966
(9,693,078)
6,938,888
16,853,726
(9,914,838)
6,938,888
17,078,442
(10,139,554)
6,938,888
17,306,155
(10,367,266)
6,938,888
17,536,903
(10,598,015)
6,938,888
17,770,729
(10,831,841)
6,938,888
18,007,672
(11,068,784)
6,938,888
18,247,774
(11,308,886)
6,938,888
18,491,078
(11,552,190)
6,938,888
18,737,625
(11,798,737)
6,938,888
18,987,460
(12,048,572)
6,938,888
19,240,626
(12,301,738)
6,938,888
19,497,168
(12,558,280)
6,938,888
19,757,130
(12,818,242)
6,938,888
20,020,559
(13,081,671)
6,938,888
20,287,500
(13,348,611)
6,938,888
20,558,000
(13,619,111)
6,938,888
20,832,106
(13,893,218)
6,938,888
###########
(430,156,895)
832,666,572
Contoh perhitungan Angsuran FLAT

Pokok
Tenor (Bln)
Int (Flat)
100,000,000 Bunga
120,000,000
120 P+B
220,000,000
12% Angsuran/bln
O/S Pokok
AngPokok
1,833,333
Bulan
AngKe
100,000,000
Angs Bunga
Angsuran
99,166,667
833,333
1,000,000
1,833,333
98,333,333
833,333
1,000,000
1,833,333
97,500,000
833,333
1,000,000
1,833,333
96,666,667
833,333
1,000,000
1,833,333
95,833,333
833,333
1,000,000
1,833,333
95,000,000
833,333
1,000,000
1,833,333
94,166,667
833,333
1,000,000
1,833,333
93,333,333
833,333
1,000,000
1,833,333
92,500,000
833,333
1,000,000
1,833,333
10
10
91,666,667
833,333
1,000,000
1,833,333
11
11
90,833,333
833,333
1,000,000
1,833,333
12
12
90,000,000
833,333
1,000,000
1,833,333
13
13
89,166,667
833,333
1,000,000
1,833,333
14
14
88,333,333
833,333
1,000,000
1,833,333
15
15
87,500,000
833,333
1,000,000
1,833,333
16
16
86,666,667
833,333
1,000,000
1,833,333
17
17
85,833,333
833,333
1,000,000
1,833,333
18
18
85,000,000
833,333
1,000,000
1,833,333
19
19
84,166,667
833,333
1,000,000
1,833,333
20
20
83,333,333
833,333
1,000,000
1,833,333
21
21
82,500,000
833,333
1,000,000
1,833,333
22
22
81,666,667
833,333
1,000,000
1,833,333
23
23
80,833,333
833,333
1,000,000
1,833,333
24
24
80,000,000
833,333
1,000,000
1,833,333
25
25
79,166,667
833,333
1,000,000
1,833,333
26
26
78,333,333
833,333
1,000,000
1,833,333
27
27
77,500,000
833,333
1,000,000
1,833,333
28
28
76,666,667
833,333
1,000,000
1,833,333
29
29
75,833,333
833,333
1,000,000
1,833,333
30
30
75,000,000
833,333
1,000,000
1,833,333
31
31
74,166,667
833,333
1,000,000
1,833,333
32
32
73,333,333
833,333
1,000,000
1,833,333
33
33
72,500,000
833,333
1,000,000
1,833,333
34
34
71,666,667
833,333
1,000,000
1,833,333
35
35
70,833,333
833,333
1,000,000
1,833,333
36
36
70,000,000
833,333
1,000,000
1,833,333
37
37
69,166,667
833,333
1,000,000
1,833,333
38
38
68,333,333
833,333
1,000,000
1,833,333
39
39
67,500,000
833,333
1,000,000
1,833,333
40
40
66,666,667
833,333
1,000,000
1,833,333
41
41
65,833,333
833,333
1,000,000
1,833,333
42
42
65,000,000
833,333
1,000,000
1,833,333
43
43
64,166,667
833,333
1,000,000
1,833,333
44
44
63,333,333
833,333
1,000,000
1,833,333
45
45
62,500,000
833,333
1,000,000
1,833,333
46
46
61,666,667
833,333
1,000,000
1,833,333
47
47
60,833,333
833,333
1,000,000
1,833,333
48
48
60,000,000
833,333
1,000,000
1,833,333
49
49
59,166,667
833,333
1,000,000
1,833,333
50
50
58,333,333
833,333
1,000,000
1,833,333
51
51
57,500,000
833,333
1,000,000
1,833,333
52
52
56,666,667
833,333
1,000,000
1,833,333
53
53
55,833,333
833,333
1,000,000
1,833,333
54
54
55,000,000
833,333
1,000,000
1,833,333
55
55
54,166,667
833,333
1,000,000
1,833,333
56
56
53,333,333
833,333
1,000,000
1,833,333
57
57
52,500,000
833,333
1,000,000
1,833,333
58
58
51,666,667
833,333
1,000,000
1,833,333
59
59
50,833,333
833,333
1,000,000
1,833,333
60
60
50,000,000
833,333
1,000,000
1,833,333
61
61
49,166,667
833,333
1,000,000
1,833,333
62
62
48,333,333
833,333
1,000,000
1,833,333
63
63
47,500,000
833,333
1,000,000
1,833,333
64
64
46,666,667
833,333
1,000,000
1,833,333
65
65
45,833,333
833,333
1,000,000
1,833,333
66
66
45,000,000
833,333
1,000,000
1,833,333
67
67
44,166,667
833,333
1,000,000
1,833,333
68
68
43,333,333
833,333
1,000,000
1,833,333
69
69
42,500,000
833,333
1,000,000
1,833,333
70
70
41,666,667
833,333
1,000,000
1,833,333
71
71
40,833,333
833,333
1,000,000
1,833,333
72
72
40,000,000
833,333
1,000,000
1,833,333
73
73
39,166,667
833,333
1,000,000
1,833,333
74
74
38,333,333
833,333
1,000,000
1,833,333
75
75
37,500,000
833,333
1,000,000
1,833,333
76
76
36,666,667
833,333
1,000,000
1,833,333
77
77
35,833,333
833,333
1,000,000
1,833,333
78
78
35,000,000
833,333
1,000,000
1,833,333
79
79
34,166,667
833,333
1,000,000
1,833,333
80
80
33,333,333
833,333
1,000,000
1,833,333
81
81
32,500,000
833,333
1,000,000
1,833,333
82
82
31,666,667
833,333
1,000,000
1,833,333
83
83
30,833,333
833,333
1,000,000
1,833,333
84
84
30,000,000
833,333
1,000,000
1,833,333
85
85
29,166,667
833,333
1,000,000
1,833,333
86
86
28,333,333
833,333
1,000,000
1,833,333
87
87
27,500,000
833,333
1,000,000
1,833,333
88
88
26,666,667
833,333
1,000,000
1,833,333
89
89
25,833,333
833,333
1,000,000
1,833,333
90
90
25,000,000
833,333
1,000,000
1,833,333
91
91
24,166,667
833,333
1,000,000
1,833,333
92
92
23,333,333
833,333
1,000,000
1,833,333
93
93
22,500,000
833,333
1,000,000
1,833,333
94
94
21,666,667
833,333
1,000,000
1,833,333
95
95
20,833,333
833,333
1,000,000
1,833,333
96
96
20,000,000
833,333
1,000,000
1,833,333
97
97
19,166,667
833,333
1,000,000
1,833,333
98
98
18,333,333
833,333
1,000,000
1,833,333
99
99
17,500,000
833,333
1,000,000
1,833,333
100
100
16,666,667
833,333
1,000,000
1,833,333
101
101
15,833,333
833,333
1,000,000
1,833,333
102
102
15,000,000
833,333
1,000,000
1,833,333
103
103
14,166,667
833,333
1,000,000
1,833,333
104
104
13,333,333
833,333
1,000,000
1,833,333
105
105
12,500,000
833,333
1,000,000
1,833,333
106
106
11,666,667
833,333
1,000,000
1,833,333
107
107
10,833,333
833,333
1,000,000
1,833,333
108
108
10,000,000
833,333
1,000,000
1,833,333
109
109
9,166,667
833,333
1,000,000
1,833,333
110
110
8,333,333
833,333
1,000,000
1,833,333
111
111
7,500,000
833,333
1,000,000
1,833,333
112
112
6,666,667
833,333
1,000,000
1,833,333
113
113
5,833,333
833,333
1,000,000
1,833,333
114
114
5,000,000
833,333
1,000,000
1,833,333
115
115
4,166,667
833,333
1,000,000
1,833,333
116
116
3,333,333
833,333
1,000,000
1,833,333
117
117
2,500,000
833,333
1,000,000
1,833,333
118
118
1,666,667
833,333
1,000,000
1,833,333
119
119
833,333
833,333
1,000,000
1,833,333
120
120
833,333
1,000,000
1,833,333
100,000,000
120,000,000
220,000,000

Simulasi Angsuran KPR

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CONTOH PERHITUNGAN ANGSURAN (ANUITAS)

In Arrear = Angsuran mulai dibayar bulan berikutnya

In Advance =angsuran dibayar pada saat awal (DP d

Pinjaman x suku bunga

Pinjaman x suku bunga

(1+suku bunga) Tenor

Ingat! Dalam perhitungan suku bunga harus dibagi 12

Ingat! Dalam perhitungan suku bunga harus dibagi 12

16% Tot Bunga

pokok x suku bunga

ngsuran dibayar pada saat awal (DP dibayar)

Pinjaman x suku bunga

erhitungan suku bunga harus dibagi 12

Contoh perhitungan Angsuran FLAT

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