No. 10-1042
I
N
T
HE
Supreme Court of the United States
__________ T
AMMY
F
ORET
F
REEMAN
,
ET AL
.,
Petitioners
,v.Q
UICKEN
L
OANS
,
I
NC
.,
Respondent
. __________
On Writ of Certiorarito the United States Court of Appealsfor the Fifth Circuit
__________
BRIEF OF NATIONAL ASSOCIATION OF REALTORS
®
AS
AMICUS CURIAE
IN SUPPORT OF RESPONDENT
__________
L
AURENE
K.
J
ANIK
R
ALPH
W.
H
OLMEN
N
ATIONAL
A
SSOCIATION OF
REALTORS
®
430 North Michigan Ave.Chicago, Illinois 60611(312) 329-8375D
AVID
C.
F
REDERICK
Counsel of Record
B
RENDAN
J.
C
RIMMINS
M
ARC
A.
W
ALLENSTEIN
K
ELLOGG
,
H
UBER
,
H
ANSEN
,T
ODD
,
E
VANS
&
F
IGEL
,P.L.L.C.1615 M Street, N.W.Suite 400Washington, D.C. 20036(202) 326-7900(dfrederick@khhte.com)
Counsel for National Association of REALTORS
®
January 10, 2012
TABLE OF CONTENTS
PageTABLE OF AUTHORITIES ....................................... iiINTEREST OF
AMICUS CURIAE
............................ 1SUMMARY OF ARGUMENT .................................... 4 ARGUMENT ............................................................. 10RESPA § 8(b) APPLIES ONLY WHENTWO OR MORE PERSONS DIVIDE A CHARGE PAID BY A CONSUMER ................... 10 A. The Text Of RESPA § 8(b) Covers Shar-ing A Part Of A Charge, Not Paying TheWhole Of One ................................................. 10B. RESPA’s Legislative History ConfirmsThat § 8(b) Does Not Reach UndividedCharges ........................................................... 18C. Petitioners’ Interpretation Would MakeRESPA A Price-Control Statute, An Approach Congress Considered AndRejected ........................................................... 23D. Petitioners’ Interpretation Would UpsetThe Settled Expectations Of ProvidersOf Settlement Services And CreateSignificant Practical Problems For TheSettlement-Service Industry ........................... 28CONCLUSION .......................................................... 33
ii
TABLE OF AUTHORITIES
PageCASES
Augenstein v. Coldwell Banker Real EstateLLC
, No. 2:10-cv-191, 2011 WL 3837096(S.D. Ohio Aug. 30, 2011) ......................... 30, 31, 32
Babbitt v. Sweet Home Chapter of Communi-ties for a Great Oregon
, 515 U.S. 687 (1995) ........ 4
Boulware v. Crossland Mortg. Corp.
, 291 F.3d261 (4th Cir. 2002) .............................. 12, 14, 25, 29
Busby v. JRHBW Realty, Inc.
, 642 F. Supp. 2d1283 (N.D. Ala. 2009) .......................................... 30
Chapman
,
In re
, 166 U.S. 661 (1897) ....................... 12
Chevron U.S.A. Inc. v. Natural Res. Def. Coun-cil, Inc.
, 467 U.S. 837 (1984) ........................... 9, 15
Chickasaw Nation v. United States
, 534 U.S.84 (2001) .............................................................. 25
City of Monterey v. Del Monte Dunes at Monte-rey, Ltd.
, 526 U.S. 687 (1999) ................................ 4
Cohen v. J.P. Morgan Chase & Co.
:608 F. Supp. 2d 330 (E.D.N.Y. 2009) .............29, 30498 F.3d 111 (2d Cir. 2007) ............................29, 30
CSX Transp., Inc. v. Alabama Dep’t of Reve-nue
, 131 S. Ct. 1101 (2011) ................................. 10
Cuomo v. Clearing House Ass’n
, 129 S. Ct.2710 (2009) ............................................................ 4
Director, OWCP v. Newport News Shipbuild-ing & Dry Dock Co.
, 514 U.S. 122 (1995) ........... 26
Dolan v. City of Tigard
, 512 U.S. 374 (1994) ............. 4
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Brief of National Association of REALTORS® as Amicus Curiae in Support of Respondent
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