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  • Payment Gateway 09 2001

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    Nataraj Bhargava
    74 views8 pages
    This document discusses payment gateways and transaction security. It outlines several payment methods including ATM-style transactions between two parties without an intermediary, payments between two parties with an intermediary, micropayments, and anonymous digital cash. It also discusses transaction security methods like SSL (Secure Sockets Layer) and SET (Secure Electronics Transaction). SSL uses public-key encryption and digital certificates to securely manage message transmissions. The document provides an overview of a B2C e-commerce solution involving a buyer, seller, payment processor, and banks to authorize purchases, check cards, debit/credit accounts, and update transaction statuses.

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    This document discusses payment gateways and transaction security. It outlines several payment methods including ATM-style transactions between two parties without an intermediary, payments between two parties with an intermediary, micropayments, and anonymous digital cash. It also discusses transaction security methods like SSL (Secure Sockets Layer) and SET (Secure Electronics Transaction). SSL uses public-key encryption and digital certificates to securely manage message transmissions. The document provides an overview of a B2C e-commerce solution involving a buyer, seller, payment processor, and banks to authorize purchases, check cards, debit/credit accounts, and update transaction statuses.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPT, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    74 views8 pages

    Payment Gateway 09 2001

    Uploaded by

    Nataraj Bhargava
    This document discusses payment gateways and transaction security. It outlines several payment methods including ATM-style transactions between two parties without an intermediary, payments between two parties with an intermediary, micropayments, and anonymous digital cash. It also discusses transaction security methods like SSL (Secure Sockets Layer) and SET (Secure Electronics Transaction). SSL uses public-key encryption and digital certificates to securely manage message transmissions. The document provides an overview of a B2C e-commerce solution involving a buyer, seller, payment processor, and banks to authorize purchases, check cards, debit/credit accounts, and update transaction statuses.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPT, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 8

    Payment Gateway

    Onno W. Purbo Onno@indo.net.id

    Issu Utama

    Payment Method Security Certificate Authority Cyberlaw

    Transaction Security

    SSL (Secure Socket Layer) SET (Secure Electronics Transaction)

    SSL (Secure Sockets Layers)

    is a program layer created by Netscape for managing the security of message transmissions in a network.

    Netscape's SSL uses the public-andprivate key encryption system from RSA, which also includes the use of a digital certificate.

    Payment Method

    Transaksi model ATM. Pembayaran 2 pihak tanpa perantara. Pembayaran 2 pihak dengan perantara. Micropayment. Anonymous Digital Cash.

    Type

    2 pihak

    Bank- Customer

    3 pihak

    Bank - Bisnis - Customer Bank - Bisnis - Bisnis

    B2C Transaction
    GUI (Web Browser) Shopping Cart Order Processor Product Search Product Database

    CA

    Merchant Bank Customer Bank

    Transaction Server Delivery Service

    &
    A Total E-Commerce Solution for B-to-C

    1. I ll take those items 2. URL Redirect to CSP

    Seller/Mall/Retailer Buyer
    10. Smart Receipt 9. Transaction status update 3. Authorize purchase 5. Authorization return code

    Payment Process.
    4b. Card limit Check 7. Debit the Card

    6. Batch settlement (e.g Hourly)

    CSP
    4a. Valid card check 8. Credit merchant a/c

    Card Issuing Bank

    Merhants Bank

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