What Mediclaim Policy covers
Mediclaim policy covers againsthospitalization cost one incur, provide one is admittedfor more than 24 hours.It covers various cost during hospitalization includingthat of medication, surgery, room cost, ambulance etc.It also covers the cost you incur on medication, test,
doctor’s fees etc. 30 days and 60 days post
hospitalization provided the cost is incurred for thesame cause for which one is hospitalized.
Who provide Mediclaim policies
Mediclaim Policy is typically offered by GeneralInsurance Companies & health insurance cos. both in public domain. There are many lifeinsurance companies that also offers such similarproducts but it is better to take policy from specialist.
Type of Mediclaim Policies
Predominantly there are two types of medical policy available. The most common way of taking such policy is where, you buy a specific coverage called sum assured