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Microfinance

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27,274 Reads | 24 Likes | 7 Comments | 20 Favorites

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Master Thesis of 2004. Still gives you a fairly good overview about what's microfinance is about (and some "German English").

Pdf_16x16 79 Pages


Date Added

06/01/2007

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ebusco34327 7 months ago

One of the challenges of microfinance is that many people don't trust the banks, they are afraid the banks might fold up and as such don't want to put there money into it (for deposits/ huge savings). Also some insincere customers take loans from the bank that is set to help them the poor but they refuse to pay back.

chalespinosa 11 months ago

Presently there is a debate in Nicaragua, where the current President has stated that interest rates charged by the MFI is too high. What is a fair interest rate.

oduyoye michael kolawole about 1 year ago

Goodday sir,
Please sir i will be happy if you can send me the email of the people i can discus about the loan to me thanks

Arshad about 1 year ago

The thesis is very informative and helpful.

Basti over 2 years ago

Actually you hear more and more about it and its also getting bigger and bigger. Just check out who won the last noble peace prize last year (http://nobelprize.org/nobel_prizes/peace/laurea... or where Sequoia Capital (the VC behing Google, Apple, Youtube...) hast recently invested (http://www.vccircle.com/blog/_archives/2007/3/2...

ninjapirate007 over 2 years ago

interesting asserstions

bibliolept over 2 years ago

RW, it's not more prevalent because the effectiveness varies depending on the implementation. However, there are some methodologies utilized that seem to reduce the likelihood of that the loan will be defaulted upon.
I'm a big believer in this approach (when executed properly). It is spreading slowly but surely; we simply hear little about because it's not as dramatic as building dams; the results are significant in the lives of the participants, though.