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XNOL@I\@T@O X@OE@O FA@M@O RNB@T@ NANK\TFOCK
-N'TNECR\T@\CFO#
XNOL@M^A^@O
Rnd`e`c angd`e` xngntco|`m s`oe dnt|`oee~oe j`u`d l`a`g xnoe`u`r`o fd`| l`og`k`o`o! D`l`o XFG m`t~r l`x`| gnoj`gco d`mu` x`oe`o fa`m`o s`oe dntnl`t `g`ol`o dntg~|~/ M`a coc lca`k~k`o gna`a~c xnoe`u`r`o
 xtn g`tkn| 
l`o
 xfr| g`tkn| 
s`oegnt~x`k`o gcrc D`l`o XFG/ R`a`m r`|~ dno|~k xnoe`u`r`o
 xtn g`tkn| 
`|`~ xnoe`u`r`oxtfl~k rndna~g dntnl`t `l`a`m xnol`i|`t`o x`oe`o fa`m`o! s`oe lca`k~k`o |ntm`l`xrng~` x`oe`o fa`m`o d`ck afk`a g`~x~o cgxft/ Xnoca`c`o s`oe lca`k~k`o gnacx~|ckn`g`o`o! g~|~! eczc l`o a`dna x`oe`o! rnr~`c s`oe |ntb`o|~g l`a`g Xnt`|~t`oXngntco|`m TC Of/ 4= |`m~o 488< |no|`oe Kn`g`o`o! G~|~ l`o Eczc X`oe`o/ Xnoca`c`ox`oe`o fa`m`o l`a`g t`oek` gnol`x`|k`o r~t`| xntrn|~j~`o xnol`i|`t`o gnt~x`k`o|~e`r xfkfk Lctnk|ft`| Xnoca`c`o Kn`g`o`o X`oe`o/Xnol`i|`t`o x`oe`o fa`m`o rna`g` coc lca`k~k`o rnb`t` g`o~`a gna`a~c dndnt`x` jnocrxna`s`o`o xnoca`c`o! s`c|~ xna`s`o`o bnx`|! xna`s`o`o ~g~g! xna`s`o`o xnol`i|`t`o~a`oe! l`o xna`s`o`o xnt~d`m`o xtfl~k/ Gnacm`|
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xnol`i|`t`o rna`g` acg` |`m~o|nt`kmct! |ntacm`| |ntj`lcos` xnocoek`|`o j~ga`m xntgfmfo`o xnol`i|`t`o!
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oc |cl`k lcctcoeclnoe`o xno`gd`m`o r~gdnt l`s` g`o~rc`/ M`a |ntrnd~| gnoe`kcd`|k`o r`r`t`o g~|~xna`s`o`o! s`c|~ xntrno|`rn xnoca`c`o g`k`o`o s`oe lcrnanr`ck`o |nx`| u`k|~! gnoj`lcr~ac| |ntb`x`c/ Rngno|`t` c|~! rnd`e`c angd`e` s`oe gna`kr`o`k`o xna`s`o`o x~dack!D`l`o XFG l`a`g m`a coc Lctnk|ft`| Xnoca`c`o Kn`g`o`o X`oe`o lc|~o|~| ~o|~k l`x`|gngdntck`o xna`s`o`o s`oe bnx`|! nicrcno! xtfinrcfo`a l`o |t`orx`t`o/
 
L`tc xntg`r`a`m`o |ntrnd~| lcxnta~k`o |ntfdfr`o ~o|~k gngdntck`o xnocoek`|`oxna`s`o`o rnb`t` nank|tfock s`c|~ xnoengd`oe`o rcr|ng xnol`i|`t`o nank|tfock! `|`~
n'tnecr|t`|cfo
/
N'tnecr|t`|cfo
coc j~e` gnt~x`k`o r`a`m r`|~
P~cbk Ucor
D`l`o XFG l`a`gt`oek` Tniftg`rc Dctfkt`rc! s`oe lcg`kr~lk`o ~o|~k gngd`oe~o knxntb`s``og`rs`t`k`| -
 x~dacb |t~r| d~calcoe 
# l`o ~o|~k gnu~j~lk`o
ban`o efyntogno| l`o effl efynto`obn/
 
\~j~`o n'tnecr|t`|cfo coc `l`a`m ~o|~k gnocoek`|k`o xna`s`o`o xnol`i|`t`ox`oe`o fa`m`o andcm |t`orx`t`o! nicrcno! nink|ci! xtfl~k|ci! `k~o|`dna! bnx`|! rnt|`xtfinrcfo`a/
 
4
\@M@X@O XNOENGD@OE@O
N'TNECR\T@\CFO 
X@OE@O
N'tnecr|t`|cfo
lckngd`oek`o l`a`g CC \`m`x/ Lcg`o` x`l` |`m`x xnt|`g` lcifk~rk`o x`l` jnocr x`oe`o s`oe lcxtfrnr gna`a~c a`s`o`o bnx`| l`o x`l` |`m`x CC lcifk~rk`o x`l` jnocrx`oe`o s`oe lcxtfrnr gna`a~c xna`s`o`o ~g~g/ Xnoengd`oe`o rcr|ng |na`m lcg~a`c x`l`|`m~o 4808! s`oe rna`oj~|os` lcck~|c lnoe`o ~jcbfd` co|nto`a! xna`|cm`o xn|~e`r xna`kr`o`!~jcbfd` l`o rfrc`acr`rc lnoe`o xna`k~ ~r`m`! l`o xna`|cm`o xn|~e`r D`a`c XFG r`gx`cx`l`
Rfi| a`~obmcoe 
l`o cgxangno|`rc xnol`i|`t`o rnb`t` nank|tfock/ @l`x~o j`lu`a|`m`x`o xnoengd`oe`o l`o xntrc`x`o r`gx`c xnont`x`oos` l`x`| lcacm`| x`l` |`dnadntck~| :
Of
 
Knec`|`o
 
J`lu`a
 0Xnoengd`oe`o rcr|ng 4808 ' 48004^jcbfd` rnb`t` co|nto`a lc Lc| XKX Fk|fdnt 48002Xnos~r~o`o ~rnt g`o~`a ~o|~kxnol`i|`t Ofyngdnt ‒ Lnrngdnt 4800<Xna`|cm`o xn|~e`r xna`kr`o` Lc| XKX Lnrngdnt 4800>^jcbfd` |ntd`|`r -lnoe`o 088xnt~r`m``o# dnt|`m`x l`o \F\Lnrngdnt 4800 ‒ J`o~`tc 48049Rfi| a`~obmcoe 20 J`o~`tc 48045Rfrc`acr`rc lnoe`o xna`k~ ~r`m` lcJ`k`t|` -088 Xnt~r`m``o# l`oD`ol~oe - >8 Xnt~r`m``o#Indt~`tc 4804=Rfrc`acr`rc kn l`nt`m - knx`l` xna`k~~r`m` l`o xn|~e`r D`a`c# -D`|`g!
 
R~t`d`s`! Xfo|c`o`k! Rng`t`oe!Gnl`o! G`k`r`t! Sfes`k`t|`!R~t`d`s` CC! D`|`g CC! X`l`oe!D`ol~oe#G`tn| r&l Rnx|ntgdnt 48043Rfrc`acr`rc kn xn|~e`r D`a`c -co mf~rn|t`cocoe#G`tn| 480408Ny`a~`rc l`o gfoc|ftcoe00Xnosngx~to``o rcr|ng
CGXANGNO\@RC
N'TNECR\T@\CFO 
X@OE@O
Cgxangno|`rc
n'tnecr|t`|cfo
lca`k~k`o rnb`t` dnt|`m`x lnoe`o gngxnt|cgd`oek`oxtfxftrc x`oe`o fa`m`o s`oe |ntl`i|`t -
E`gd`t 4
#/
N'tnecr|t`|cfo
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2
lccgxangno|`rck`o ~o|~k x`oe`o tcrckf tnol`m lnoe`o xna`s`o`o bnx`|! s`oe xntrno|`rnxnol`i|`t`oos` gnob`x`c >0!> ./ Rna`oj~|os` `k`o lcck~|c lnoe`o
n'tnecr|t`|cfo
~o|~kx`oe`o tcrckf tnol`m lnoe`o xna`s`o`o ~g~g -28!< .# rn|na`m rndna~gos` lca`k~k`ony`a~`rc |ntm`l`x cgxangno|`rc |`m`x xnt|`g`/
E`gd`t 4/
\`m`x`o cgxangno|`rc
n'tnecr|t`|cfo
dntl`r`tk`o xtfxftrc x`oe`o fa`m`o|ntl`i|`t 
KTC\NTC@ X@OE@O ^O\^K A@S@O@O XNOL@I\@T@O RNB@T@ NANK\TFOCK
Cgxangno|`rc `u`a
n'tnecr|t`|cfo
`l`a`m x`oe`o s`oe gngno~mc ktc|ntc` rnd`e`c dntck~|:0/ X`oe`o fa`m`o s`oe lc|~j~k`o ~o|~k ~g~g -|cl`k lcxnt~o|~kk`o ~o|~k |`ten|kfor~gno |nt|no|~#4/ A`dna x`oe`o |cl`k gnob`o|~gk`o ka`cg eczc l`o `|`~ ka`cg knrnm`|`o2/ X`oe`o fa`m`o |cl`k gnoe`ol~oe kfgxfono |nt|no|~ s`oe gngnta~k`o k`jc`o andcma`oj~|</ X`oe`o fa`m`o |cl`k gnoee~o`k`o xtfrnr xtfl~krc lnoe`o |nkofafec |nt|no|~ rnxnt|cct`lc`rc! tnk`s`r` enon|ck` l`o fte`ock/
XTFRNR XNOL@I\@T@O L@O XNTRS@T@\@O
Xtfrnr xnol`i|`t`o rnb`t` nank|tfock -
n'tnecr|t`|cfo#
l`x`| lca`k~k`o fanm xnt~r`m``ogna`a~c rc|~r
n'tne/xfg/ef/cl
/ Coiftg`rc anoek`x gnoeno`c |`|` b`t` xnoecrc`o |ntb`o|~gx`l` xn|~oj~k xnoee~o``o
-~rnt g`o~`a#
s`oe j~e` |ntrnlc` x`l` kfafg ”d`o|~`o–/Xnol`i|`t`o rnb`t` nank|tfock gngcackc dndnt`x` xntdnl``o jck` lcd`olcoek`o lnoe`oxnol`i|`t`o g`o~`a ~o|~k xna`s`o`o bnx`|/ Xntdnl``o'xntdnl``o s`oe lcm`t`xk`ognoe`t`m x`l` xntd`ck`o rcr|ng |ntrnd~| lc `o|`t`os` `l`a`m rnd`e`c dntck~|:
G@K@O@O L@OGCO^G@O-XNA@S@O@OBNX@\#! >0/>G@K@O@O L@OGCO^G@O-XNA@S@O@O^G^G#! 28/<X@OE@OI^OERCFO@A! 3/8X@OE@O LCN\! >/0X@OE@OD@SC! 4/0D\X! 0/=FTE@OCK! 8/0
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