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Money

Money

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Published by Archie Lawhorne
The ultmate book on money management with tips and resources on how to earn, save in invest wisely.
The ultmate book on money management with tips and resources on how to earn, save in invest wisely.

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Published by: Archie Lawhorne on Jul 03, 2012
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The Art Of MoneyGetting
ByPT Barnum
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Page 2 of 44 PT Barnum - The Art of Money Getting
CONTENTS
CONTENTS................................................................................................................2THE ART OF MONEY GETTING............................................................................3DON'T MISTAKE YOUR VOCATION..................................................................10SELECT THE RIGHT LOCATION........................................................................11AVOID DEBT..........................................................................................................13PERSEVERE............................................................................................................15WHATEVER YOU DO, DO IT WITH ALL YOUR MIGHT................................17DEPEND UPON YOUR OWN PERSONAL EXERTIONS...................................18USE THE BEST TOOLS..........................................................................................20DON'T GET ABOVE YOUR BUSINESS...............................................................21LEARN SOMETHING USEFUL.............................................................................25LET HOPE PREDOMINATE, BUT BE NOT TOO VISIONARY.........................26DO NOT SCATTER YOUR POWERS...................................................................27BE SYSTEMATIC...................................................................................................28READ THE NEWSPAPERS....................................................................................30BEWARE OF "OUTSIDE OPERATIONS"............................................................31DON'T INDORSE WITHOUT SECURITY............................................................32ADVERTISE YOUR BUSINESS............................................................................34“DON'T READ THE OTHER SIDE”......................................................................36BE POLITE AND KIND TO YOUR CUSTOMERS..............................................38BE CHARITABLE...................................................................................................39DON'T BLAB...........................................................................................................40PRESERVE YOUR INTEGRITY............................................................................41FURTHER READING.............................................................................................43
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Page 3 of 44 PT Barnum - The Art of Money Getting
THE ART OF MONEY GETTING
In the United States, where we have more land than people, it is not at all difficult forpersons in good health to make money. In this comparatively new field there are so manyavenues of success open, so many vocations which are not crowded, that any person of either sex who is willing, at least for the time being, to engage in any respectableoccupation that offers, may find lucrative employment.Those who really desire to attain an independence, have only to set their minds upon it,and adopt the proper means, as they do in regard to any other object which they wish toaccomplish, and the thing is easily done. But however easy it may be found to makemoney, I have no doubt many of my hearers will agree it is the most difficult thing in theworld to keep it.The road to wealth is, as Dr. Franklin truly says, "as plain as the road to the mill." Itconsists simply in expending less than we earn; that seems to be a very simple problem.Mr. Micawber, one of those happy creations of the genial Dickens, puts the case in astrong light when he says that to have annual income of twenty pounds per annum, andspend twenty pounds and sixpence, is to be the most miserable of men; whereas, to havean income of only twenty pounds, and spend but nineteen pounds and sixpence is to bethe happiest of mortals.Many of my readers may say, "we understand this: this is economy, and we knoweconomy is wealth; we know we can't eat our cake and keep it also." Yet I beg to say thatperhaps more cases of failure arise from mistakes on this point than almost any other. Thefact is, many people think they understand economy when they really do not.True economy is misapprehended, and people go through life without properlycomprehending what that principle is. One says, "I have an income of so much, and hereis my neighbor who has the same; yet every year he gets something ahead and I fall short;why is it? I know all about economy." He thinks he does, but he does not. There are menwho think that economy consists in saving cheese-parings and candle-ends, in cutting off two pence from the laundress' bill and doing all sorts of little, mean, dirty things.Economy is not meanness. The misfortune is, also, that this class of persons let theireconomy apply in only one direction. They fancy they are so wonderfully economical insaving a half-penny where they ought to spend twopence, that they think they can affordto squander in other directions.A few years ago, before kerosene oil was discovered or thought of, one might stopovernight at almost any farmer's house in the agricultural districts and get a very goodsupper, but after supper he might attempt to read in the sitting-room, and would find itimpossible with the inefficient light of one candle.The hostess, seeing his dilemma, would say: "It is rather difficult to read here evenings;the proverb says 'you must have a ship at sea in order to be able to burn two candles at

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