PAHSE III: INTERVENTION AT THE CITY LEVEL

Tran Phuong Thao Da Nang Department of Foreign Affairs dao_thao_nguyen@yahoo.com

Nguyen PhucHoa Challenge to Change phuchoa55@gmail.com

STORM RESISTANT HOUSING PROGRAM IN DANANG CITY

Sarah Reed ISET: www.i-s-e-t.org sreed@i-s-e-t.org

Do Thi Kim Linh Da Nang Womens Union dothi.kimlinh@gmail.com

CONTENT
I. Project basis II. Project activities III. Questions

I. Project basis
CC Adaptation Action Plan
Outlines current and projected future vulnerabilities Typhoons may become more frequent and intense Poor and near poor households, especially female headed households, highlighted as vulnerable

Resilient activities
Bo Tp hun, tuyn truyn nng cao nhn thc ca ngi dn ch ng phng chng thin tai, nh hng ca BKH Chuyn i ma v cy trng, thay i tp qun chn nui v trng cy chn gi... L lt Tuyn truyn v nng cao nhn thc v tc ng ca l lt v cc bin php ng ph Cp nht bn s v l lt phc v cho pht trin KH-XH ca thnh ph c xt n yu t BKH Tng cng trin khai k hoch trng, bo v rng u ngun v phng h ven bin Xy dng, hon thin h thng cnh bo v qun l l lt Hn hn Tuyn truyn nng cao nhn thc v bo v mi trng v trng cy xanh; s dng ngun nc hp l Lp bn s v mc v phm vi hn hn Xi l b sng b bin Tng cng bin php qun l v khai thc ti nguyn ven sng, ven bin Xm nhp mn Tuyn truyn v nng cao nhn thc v sc khe cng ng; v bo v v tit kim s dng ngun nc Nghin cu chuyn i thi v, ging cy trng, con vt nui, p dng cc m hnh mi, ph hp Xy dng quy hoch, khai thc v s dng nc ngm mt cch hp l

Quy hoch v tp hun k thut v trng cy ven sng, ven bin

Cng c, nng cao nng lc cho i ng cn b, tng cng c s vt cht, phng tin lm tt cng tc d bo, cnh bo H tr, khuyn khch chuyn i ngnh ngh cho ngi sn xut

Tng din tch trng rng u ngun v rng phng h ven bin Nng cao nng lc ca h thng y t cp x phng v tuyn truyn cc bin php v v sinh dch t vo ma kh T vn, nh hng chuyn i ngnh ngh trong ma kh, tp hun k thut v chuyn i c cu cy trng, con vt nui vo ma kh Nng cp cc cng trnh thu li, trm bm hin c nh cc trm bm Bch Bc, An Trch, Bc M An, Bnh K, T Cu v nng cp mt s trm bm nh An Nng, Tha Cc, Bu Da, Bang Bang, Rc N

T vn, nh hng chuyn i ngnh ngh do mt t canh tc H tr cho cc h dn b mt t di di n cc a im mi pht trin kinh t gia nh v n nh cuc sng Quy hoch xy dng cc khu dn c, vng t canh tc, khu du lch, dch v hp l, nhm hn ch nh hng ca xi l Xy dng cng trnh chng xi l b sng, b bin nh: chn sng, k b sng...

Tp hun k thut xy nh, chn chng nh ca ng ph vi bo;

Nghin cu chuyn i thi v v ging cy trng v vt nui thch hp trong iu kin BKH Kin c ha c s h tng ti cc vng l lt, c bit l cc cng trnh nh ng giao thng nng thn, nh a nng...

Nghin cu ngm ha h thng in, h thng thng tin lin lc

2. Housing situation of vulnerable community

Fast-increasing flood 2007 in Hoa Vang submerged many houses

Flood Landmark 2008

Fishermen died in Typhoon No 1/2006 (Chan Chu)

Typhoon 6 (2006)

3. Feasibility study result

ASSESSMENT SCOPE Surveyed households (selected by criteria) - 400 households (50 household/ward) - 24 contingent households (03 Household/ward)

08 wards of 04 districts 1. Lien Chieu district: Hoa Hiep Bac, Hoa Hiep Nam 2. Son Tra district: Tho Quang, Man Thai 3. Ngu Hanh Son distict: Hoa Quy, Hoa Hai 4. Hoa Vang rural distict: Hoa Phu, Hoa Nhon

Assessment content

- Housing situation; - Borrowing needs for reinforcement and new construction ; - Ability of households to participate in the credit program.
Housing situation: semi-permanent Main structure : - Roof: Corrugated iron: 82,2% Tile : 12,4% Concrete: 0,3%

5.2% 0.3%

12.4%

Bng Ngi Tn Khng r

82.2%

- Wall: Column : 59,5% No column: 5,7%

34.8%

5.7%

C tr Khng tr Khng r

59.5%

20.7%

- Latrines:
+ No latrines: 20,7% + Temporary latrines: 18,3% + Composting latrines: 61,0%
Khng c Tm thi 61.0% 18.3% T hoi

- Legal land ownership: + Red Book: 48,2% + No Red Book: 51,0% + Live with other family: 0,8%

3 (0.8%)

C s 199 (51.0%) 188 (48.2%) Cha c s Khc ( chung, thu)

Conclusion:
- Most houses of surveyed families were not applied storm resistant techniques and not safe in natural disaster (some of them were reinforced by old methods with experience of people) - 85,6% surveyed households expressed interest in a credit-for-housing program which help poor people have chance to repair and reconstruct their houses, ensuring a safe shelter.

II. CREDIT-FOR-HOUSING PROGRAM

1. Main objectives - Increasing resilience through establishing a revolving fund for housing reinforcement and construction with storm resistant techniques; - Building capacity of the Da Nang Womens Union on climate change;

2. Specific objectives - 320 households over 3 years and 430 households over 6 years access loans; - 20 very poor households receive support from the Da Nang Fatherland and the loan program to ensure constructing a storm resistant houses; - Building capacity of Womens Union on CBDRM training, Climate Change resilience and financial management;

- Building capacity of all people who participate in the program; - Training local contractors at 8 vulnerable wards/communes on storm resistant housing techniques;
- Ensuring additional support after the three year of RF funding to continue the revolving fund; - Building a successful credit for- housing model and replicating it in other provinces of Viet Nam.

3. Criteria for participation:

- Borrowers are poor and near-poor households living in the project areas impacted by storm and flood; - Savings, legal tenure; - Recommended by local authority and peers; - Semi-permanent house requiring reinforcement or reconstruction; - Commitment to storm resistant housing design; - Other types of commercial credit are inaccessible; - Participation in savings group and training, regulations of savings group;

4. Benefits of loan structure: - Loan size and loan term are suitable for conditions of poor and near-poor households; - Preferential interest rate for poor people, ensure using the interest for the project after 3 years and using for other risks; - Capital and interest are divided into small parts and refund gradually during borrowing period; easier for people than repayment at once; - Participation in savings groups will help people build savings habits and they will have a small amount when the project stops or it can be used in case of risks; - Show responsibility of people through their contribution to build houses.

5. Savings groups - A group has 10-15 members from residential community, mostly women. - Purpose: Help members access loan source; help together during repayment process; establish a savings account ; collect monthly principal and interest and send to credit officials of the Project Management Board. Group members guarantee the individual loans.

6. Strengths of Savings Group model: * For members:

- Capital and interest are divided into small parts and refund gradually during borrowing period; - Reduce difficulties for members if they have to refund a big amount at the end of loan cycle because of risks; - Monthly repayment requires members to be dynamic to earn money to refund monthly; - Help members have plan and saving habits.

* For the WU: - Contribute to increase loan source and increase number of women borrowing - Limit loss of loan source if risks take place. - Enhance capacity of loan management for officials of levels;

7. Expected outcome from the project

- Create a stable life in housing for the poor community in disasters; - Enhance the awareness for the community and the capacity of contractors in storm resistant housing techniques; Develop Guidelines of storm resistant housing techniques; - Strengthen skills of financial and savings management, and disaster prevention for WU officials at all levels and the community; - Create a group of trainers in climate change and community-based disaster risk management. - Approach another sources to duplicate and expand the model. - Effectively implement Climate change resilience action plans;

8. Challenges and Risks - Repayment rate: especially if disaster strikes; - Keeping stable and increasing project scale after 3 years; - WU operates many credit programs but not housing credit program for the poor people; they do not have knowledge of climate change;

THANK YOU