http://www.scribd.com/people/view/135337-anon-506713 This a feed for documents on Scribd written by anon-506713 30 Wed, 14 Nov 2007 01:50:17 GMT Wed, 14 Nov 2007 01:50:17 GMT http://www.scribd.com/doc/491288/Untitled Managing Risks in Consumer Credit Industry A working paper submitted to “Policy Conference on Chinese Consumer Credit” on August 7, 2004 in Beijing, China Jack Niu1 Executive Vice President MBNA America Wilmington, Delaware U.S.A. June 2004 Abstract In the past 10 years, the value of consumer credit industry in the US has doubled reaching a spectacular level of US$2,000+ trillion by 2003. Meanwhile, the risk management of consumer lending industry has been becoming more and more critical to protect the interest of both lenders and consumers. The risks of consumer credit industry consist of Wed, 14 Nov 2007 01:50:17 GMT http://www.scribd.com/doc/491288/Untitled