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Learning from the Global Economic Crisis
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1.0 IntroductionBy almost all accounts this is the worst financial crisis since the GreatDepression and it could end up being the worst economic crisis since thattime, too. As of February 2009, the United Kingdom, Japan, and theUnited States have suffered absolute declines of -0.50%, -11%, and -1.5%, respectively, in their gross domestic product. And China’s rapidgrowth rate will decelerate to 6.5% from a high of 11% at one tine. Othercountries have suffered similar if not worse fortunes. There are indicationsthat things will get worse before they get better. For a crisis of suchdepth, length and breadth we may have to go back to the 1930’s to look for close parallels.2.0 How it startedHow did it all start? Armed with almost perfect hindsight we attempt tounderstand the origins of the crisis, fully aware that very few people,including most of us in my profession, foresaw the consequences of thedevelopments we describe at the time these were happening. However, if we examine the causes, we may understand the steps to be taken to getout of it. Further, we may also learn how to avoid the major aspects of thecrisis in the future. Perhaps, there will another crisis as deep as this one,but at least not from the same causes. Better still, of course, if we learnhow to avoid it altogether.2.1 Roots of the crisis --- over consumption in developed countriesThe roots run deeper than may seem apparent at first. One of the sourcesmay have been the over-consumption of developed economies especiallythe United States confronted with the cost competitiveness of newlyemerging economies like China and India. This combination of matureeconomies and efficient production by new producers became apparentabout a quarter of a century ago. As a result there was tremendous
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By Cayetano Paderanga, Jr., Professor, University of the Philippines School of Economics and Chairman, Instituteof Development and Econometric Analysis. The author would like to thank comments given by panel reactors andthe audience during the Ayala Fund Lecture on April 15, 2009.
 
growth in trade volumes in the last 2 decades or so of the 20
th
century. Itwas a product of the increasing integration of global product markets. Asemerging economies took advantage of the opening of world markets, theirlow-cost production (based on low wages and other cost advantages)confronted mature economies, with their inflexible production structures,giving these older economies access to cheaper goods. As the flow of goods from these newly-industrializing economies accelerated, it caused acontinuing flow of funds from countries suffering balance of trade deficitsto those with surpluses.Figure 1: US BOP By Components (in US$ Billions)
-1,000-800-600-400-2000200
1980 1982 1984 1986 1988 1990 1992 1994 1996 1998 2000 2002 2004 2006 2008
     i    n     U     S     $     B     i     l     l     i    o    n    s
Balance on GoodsBalance on ServicesBalance on IncomeUnilateral CurrentTransfers, NetCurrent AccountBalance
Source: US Federal Reserve Board (US Fed)
The other major cause of the crisis, rather easy monetary policy, may bedescribed as the other side of the overconsumption coin. However, Idiscuss overconsumption separately because it implies a structuralimbalance that will need to be addressed above and beyond the tighteningof monetary policies. It implies, among other things, a radicalrearrangement of world trade flows if rapid global growth is to continue inan orderly manner in the future. While we notice a generally one-way flowof goods during the rapid growth of global trade and production of the lasttwenty-five years, we will have to see a more multi-directional pattern of trade and a more varied distribution of specialization among producers
 
going forward. Besides, when one examines the timeline of the tradeimbalance, the large deficits of key countries persisted even during periodswhen their monetary policies can be described as less easy --- although thetwo broad threads clearly coincided in the most rapid buildup of the lastdecade. That is also why I would like to emphasize that this global crisisgoes beyond the subprime credit crisis.Figure 2: World Exports Value, 1980- 2007 (in US$ billions)
02,0004,0006,0008,00010,00012,00014,00016,000
1980 1983 1986 1989 1992 1995 1998 2001 2004 2007
     L    e    v    e     l    s     (     F     O     B     i    n     U     S     $     b     i     l     l     i    o    n    s     )
-10-50510152025
A nn u al    Gr  ow t  h R  a t   e  (    %  )   
Source: International Monetary Fund (IMF)
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