How to Spot a Scam: Here are 3 I Dodged

There is no shortage of ways for crooks to try to separate you from your money. All it takes is letting your guard down for one moment or overlooking the warning signs of fraud for scammers to steal your personal information.

In 2016, thieves stole more than $16 billion from 15.4 million consumers, according to a report by Javelin Strategy & Research. Often, older adults are the targets. A report published in August of 2017 in the American Journal of Public Health found one in 18 older Americans falls victim to financial fraud or scams each year.

As a financial adviser to many retired clients, I can attest that identity theft and cybersecurity are among the top financial concerns of older adults. It's now common for me to talk with clients not about their portfolios, but

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