Los Angeles Times

Consumer Confidential: Your credit score may have just gone up, but that doesn't mean you can rest easy

First the good news: Your credit score may have just gone up. That's because the big credit agencies have cleaned house a bit, removing outdated info that may have been weighing on your creditworthiness.

The bad news: You can't rest easy. There's still a better than fair chance you've got obsolete or mistaken data in your credit file, and fixing it can be like running an obstacle course.

"The whole thing is a major pain in the butt," said Linda Sherry, director of national priorities for the advocacy group Consumer Action.

"It shows that their business is not about helping consumers," she told me. "It's about

You're reading a preview, sign up to read more.

More from Los Angeles Times

Los Angeles Times3 min read
Hurricanes blank Kings, 2-0
LOS ANGELES - For much of the last week, Todd McLellan has been coaching on the fly. Such is the reality of the Los Angeles Kings' early-season schedule, which subjected the team to an awkward seven-day break between the end of the preseason and star
Los Angeles Times3 min readScience
Second Earthquake Felt Across Northern California; 4.7 Temblor Hits Near Hollister
LOS ANGELES - A magnitude 4.7 earthquake hit the Hollister area in San Benito County Tuesday, hours after the San Francisco Bay Area was rattled by a 4.5 temblor in the East Bay's Contra Costa County 100 miles away. The lunchtime quake at 12:42 p.m.
Los Angeles Times5 min read
Movie Guide: Capsule Listings
Ratings by the Motion Picture Association of America are: (G) for general audiences; (PG) parental guidance urged because of material possibly unsuitable for children; (PG-13) parents are strongly cautioned to give guidance for attendance of children