Kiplinger

A Financial Planner's Guide to Open Enrollment

It's that time of year: Open enrollment for workplace medical and health benefits begins soon for millions of workers across the country. It is an annual tradition of reading the email from HR, scanning to the part that lists the premium costs and hoping coverage stays the same or, for those optimistic enough, improves.

To help you think outside the box, here are five tips from my experience in helping clients navigate open enrollment:

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