To Plan or Not to Plan ... That is the Question

When it comes to long-term financial planning, Americans are falling short. In fact, more than 80% of Americans fail to plan for their financial futures.

A comprehensive financial plan takes into account all aspects of your financial life, highlighting how one part -- and even just one decision -- can affect the others. Think of it as a money ecosystem with a "butterfly effect." Such a plan illuminates your entire financial system, highlighting interactions and allowing you to make informed decisions.

The ABCs of a Comprehensive Financial Plan

Comprehensive financial plans are characterized by clarity and prioritization. One conundrum