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Kiplinger5 min read
Just OK Is Not Good Enough for a Financial Plan
Don't get me wrong. I'm 100% in favor of the idea of financial planning. And I have nothing but respect for the fee-only fiduciary advisers who do it right. It's just that some people view going through a traditional financial planning session with
Kiplinger5 min read
Life Insurance: Beyond Just Estate Planning
If you've never said, "I do," or live on your own and don't have any children, you probably think you don't need life insurance. Most people may not realize that life insurance can provide benefits well beyond paying for funeral expenses. You'll wan
Kiplinger3 min read
How to Calculate the Break-Even Age for Taking Social Security
"When should I take Social Security?" I may hear that question more than any other. It's often followed by a related question: "If I start taking Social Security at 62, I'll collect earlier but I'll receive a smaller amount. If I wait, I'll collect