Get a Head Start on College Savings

The morning after my husband, Tom, and I learned that I was pregnant, I found him quietly tapping and clicking on his laptop. If I weren't already sure that we were a match made in personal finance heaven, that moment would have confirmed it: He was looking up projected college costs a couple of decades down the road.

A year later, we're getting; a private college will run $528,000. Plenty could happen before 2037 to reduce the price of a college degree, but I'm not counting on it.

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