Kiplinger

For Every Investment, There Is a Season, So Tend Your Portfolio with Care

When I was a boy, working with my mother in her flower gardens helped shape my appreciation for how the different seasons dictate growth.

As the weather changed in Cincinnati -- from brutal winter to beautiful spring to blazing hot summer to lovely fall -- the flower gardens changed with it. The tulips bloomed first and then faded, and then the roses took their turn showing off. In the spring, they were just sticks, bland and brown, but in the summer they flourished. And then, in the fall, it was time for the mums to take over.

As a kid, I

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