Kiplinger

Hiring a Financial Adviser? Start the Conversation Simply with These Top 3 Questions

No matter where you are in your career, the prospect of working with a financial adviser may bring on a flurry of finance-related questions.

For baby boomers, questions may be centered on "How much do I need to retire?" and "When can I retire?"

For Gen Xers to Millennials (and Centennials), questions may be focused on "Is it better to pay off my home loan quickly or save for our children's college?" to "How can I pay off college debt while saving for a down payment on a house?"

About 44% of 5,000 Americans polled this spring , a personal finance website, said they wished they'd

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