North & South

2 min read

Instead of the hands-off approach of mainstream KiwiSaver funds, some investors are hand-picking their investments. This gives the opportunity to invest in shares or funds, or a mix of both. DIY retirement investing isn’t new or unique to New Zealand

Money Magazine

5 min read

Whether you decide to use shares as your main source of passive income or merely as one of your sources to help build your retirement “number”, you must understand the importance of diversification, the risks involved and how to handle these challeng

Hong Kong Tatler

3 min read

Tensions between the US and mainland China show little sign of dissipating, which means we can expect volatility in the markets well into next year. Neither side is likely to emerge victorious and indeed their wrangling, which is causing chaos by upe

Business Today

1 min read

Global diversification gives your portfolio an edge if domestic stocks underperform Investments in dollar will help you plan goals such as foreign education without currency risks The Indian stock market lack hot themes like EV, Internet, e-commerce

Finweek - English

3 min read

in this edition of Fund Focus there is a strong bias towards offshore investing and, indeed, there are many good reasons to seek exposure there. It helps people reduce their exposure to a single currency or market, and provides diversification in ter

Money Magazine

1 min read

It aims to achieve long-term capital growth by investing in equity securities of companies in both developed and emerging markets, and across market capitalisation. The fund employs a bottom-up philosophy to build a concentrated portfolio of high-qua

Money Magazine

9 min read

Q Hi Paul. I have just done a review of our super and changed providers. But I am wondering how to evaluate what insurance amounts (TPD, income protection, death cover) we need. Do you have any guidelines to work from?  Yep, let’s run an unbiased e

Money Magazine

2 min read

Lewis, you are in great financial shape at such a young age. My youngest child is 25, so thinking back to when I was 19 is really going back into ancient history. But, like you, I was moving on to further study after my HSC. As a young country kid, I

Kiplinger

2 min read

When the stock market took a dive in 2008, plenty of people thought their portfolios were well protected against anything too dire. After all, they had carefully made sure they had a diversified lineup of investments, as nearly everyone recommended.

NZ Property Investor

3 min read

Typical definitions of investment diversification focus on lowering risk by allocating money across a mix of asset classes, industries and geographies. The premise being that each would react differently to the same market events, thereby reducing yo

Finweek - English

3 min read

finance minister Tito Mboweni, in his recent medium-term budget policy statement, provided a difficult outlook for investors over the short and medium term, but investors need to be measured in their reaction to the worse-than-expected economic outlo

Money Magazine

6 min read

We’ve all heard the saying – with greater risk comes the potential for greater returns. While this adage holds true for the most part, understanding different kinds of risks and how to mitigate them is more nuanced than taking a pot-luck guess at how

Your Family

1 min read

You might think you owe it to your kids to leave them a healthy inheritance when you die, but Christina Castle of Foord Asset Management suggests it’s better to leave them knowledge of how to invest intelligently and create their own retirement nest

Finweek - English

3 min read

in the current market conditions, offshore investing has become vital in diversifying your investment portfolio, as it offers an opportunity to adequately benefit from a greater investment universe. When you have offshore exposure, it means that you’

Money Magazine

1 min read

A portfolio constructed with a strong focus on risk and quality can survive an unexpected market collapse and protect investors’ capital Up to late September 2020, Australian investors were still pouring money into international equities, according

Kiplinger

3 min read

Diversification is a big word, but it can be simply defined: Don't put all your eggs in one basket. That sounds easy enough to understand and accomplish, but it can be trickier than you might think. That's because there's a big gap between how Wall

Saturday Star

3 min read

YOU will hear people talking about “safe” investments versus “risky” ones as if it were a binary choice. It is not quite that simple. Investment risk depends very much on your investment time horizon: for short-term investors (typically less than fiv

Pretoria News Weekend

3 min read

YOU will hear people talking about “safe” investments versus “risky” ones as if it were a binary choice. It is not quite that simple. Investment risk depends very much on your investment time horizon: for short-term investors (typically less than fiv

Kiplinger

4 min read

Diversification means different things to different people. Many investors regard any kind of split across stocks and bonds as diverse enough to feel protected against unexpected market swings. Unfortunately, holding these two popular asset classes i

Nautilus

4 min read

The category of “specialist” seems to be ingrained deeply both in the history of evolution, and the development of modern society. Homo sapiens is, in its own ways, a specialist: We are most remarkable for our large brains and the application of our

Weekend Argus Saturday

3 min read

YOU will hear people talking about “safe” investments versus “risky” ones as if it were a binary choice. It is not quite that simple. Investment risk depends very much on your investment time horizon: for short-term investors (typically less than fiv

Kiplinger

3 min read

No matter where you are at in your career, thinking and planning for retirement should be top-of-mind. For employees with equity compensation packages, you may have already reached your retirement goals if you include the value of your package. On th

Farmer's Weekly

1 min read

Reducing risk in primary agricultural production has always been important, but the current economic realities of farming are such that diversification has become crucial. This is of particular importance for grain producers, according to Dawie Maree

Kiplinger

3 min read

The current bull market is the longest in history, and it's been a good ride. It's given investors who lost money in past downturns an opportunity to replenish their savings in time for retirement. And it's provided the growing number of workers who

Money Magazine

3 min read

Is property a good asset for your self-managed super fund (SMSF) to hold? Unfortunately, the answer is far from straightforward. If you have the ability or the expert help to select a property that will grow in value and you don’t overpay for it, the

Kiplinger

4 min read

Navy Adm. Grace Hopper, who is considered one of the greatest innovators of our time, once said, “The most dangerous phrase in the English language is, ‘We have always done it this way.’” When I hear those words, it reminds me of the story about the

Independent on Saturday

3 min read

YOU will hear people talking about “safe” investments versus “risky” ones as if it were a binary choice. It is not quite that simple. Investment risk depends very much on your investment time horizon: for short-term investors (typically less than fiv

Philippine Tatler

1 min read

How does one approach investment during a global pandemic? The global pandemic is like technology; it has disrupted and continues to disrupt our lives. But unlike technology, the pandemic is not here to stay forever. Diversification is key to navig

Money Magazine

7 min read

Risks come in many shapes and sizes, and recognising them can help you protect your precious assets. These are sins of omission (things you failed to do) and sins of commission (things you chose to do, which led to bad outcomes). There are many examp

Money Magazine

4 min read

We live in a financial world where all choices come down to what we can afford, so it makes as much sense to instil in your children an understanding of finance and investing as it does maths and science. But when and how do you do it? Probably the m