ID Theft Scams and Solutions (A guide on how to protect your identity) by Nigel Ross - Read Online
ID Theft Scams and Solutions (A guide on how to protect your identity)
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Summary

To dispel the myths that surround all that is Identity Theft, to educate the reader to the extent of how the identity theft scammers operate and to offer solutions. Don't just think you are safe and secure off and online, read this book and become more aware with your security from now on. This book is for the novice upwards helping the reader to make common sense decisions with their personal/private information, and financial details. A must read for everyone.

Published: Nigel Ross on
ISBN: 9781301109616
List price: $0.99
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ID Theft Scams and Solutions (A guide on how to protect your identity) - Nigel Ross

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Theft

WHAT IS IDENTITY THEFT?

The definition of identity theft is: An action or actions taken by an individual for the purpose of misrepresenting themselves as another individual in order to commit fraudulent acts.

Most of the cases of identity theft we see today are financial in nature. The perpetrator steals the personal information of the victim in order to access bank accounts, creating credit card accounts in the name of the victim, or even applying for loans using the stolen information. Some have even used another person’s identity when applying for a job, especially when the applicant has criminal records which would disqualify them.

Identity theft usually creates huge problems for the victim, problems that may continue to affect the victim for years. In addition to monetary losses, a negative credit history or criminal records may appear for an innocent person. Clearing up this mess may take a lot of time, usually months, and often needs the assistance of legal experts, adding to the financial losses of the victim.

THE EVOLUTION OF IDENTITY THEFT

Today, in our world of electronics and Internet, we tend to forget that identity theft has been around for centuries, although not in the form we see it today. As long as we humans have been around, we have at one point or another conspired to commit identity fraud. The first case of documented identity theft maybe one found in the Bible. We will find this in the 25th chapter of Genesis. Here Jacob covered his hands and neck with goat skins in order to deceive his father who then gave him the blessing of the firstborn although his brother Esau should have received the blessing. Due to the traditional laws in those days, Jacob inherited all the property and livestock his father owned.

In past years identity theft was usually a physical crime. The first criminals who stole identities actually killed their victims and disposed of the body somewhere so it couldn’t be found. Then the criminal would simply adopt the name of the victim and other personal information. This was usually not done for financial gain, but as a way to acquire a new identity. Obviously, each case was different and it would be impossible to generalize the crime. As an example, maybe a person was in debt to a crime boss and needed to disappear to make a fresh start in another location using the identity of the dead person.

In early American history, identity theft was more focused on voter registration, and had more to do with ballot stuffing. But things