Identity theft is at an all-time high. In one notorious case, a criminal racked up more than $100,000 of debt in the name of his victim. The thief bought homes, motorcycles, and handguns in the victim’s name. The victim and his wife spent more than four years and $15,000 to clear his name.Money, credit, and even lives are at stake when an identity is stolen. Yet many people don’t know what legal protections exist. You need to learn what to do when your name, credit card number, or other information gets into the wrong hands. Security expert David Holtzman offers you clear, concise advice on how to reduce the chances of fraud and what steps victims need to take to reclaim their lives. An extensive resource list offers tools to draw up a plan to rebuild credit and reputation.Thieves are roaming the Internet. But with this essential guide, their victims can even the score!
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This is the book everyone wishes they didn't have to read; especially since you hope/think it will never happen to you. But it can - I know, it happened to me. My incident was relatively minor but it was scary enough to prompt me to learn more about this crime and, if possible, to prevent it from happening again. So I turned to this book. One of the best decisions I've ever made.The book is divided into three parts. If, by the end of reading Part I - Identity Crimes and Criminals you don't need either a painkiller or an antidepressant, then you didn't read it closely enough. Folks, they're out there and they're coming for YOU! But as scary as the information is at least forewarned is forearmed. And it sets the stage for Part II - What to Do When Your Identity Is Stolen and Part III - How to Protect Your Identity. Holtzman gives you the tools and skills to protect yourself. I was impressed with how he explains things in great detail and then also describes how to get the most bang for you buck (literally) on any of the steps you take. An extensive appendix finishes the book which even goes so far as to include sample dispute and follow up letters. The author is honest that it is almost impossible to prevent identity theft if someone is really out to get you. But you can make it a great deal more difficult for them and also minimize the damage should it occur by following the steps outlined. Do yourself a favor and read this book; your financial health could depend on it.more