The Jersey shore is for sun, surfing and boating. However, when a kidnapping occurs at the posh Mantoloking Yacht Pavilion, the fun and games take a back seat for teen sleuths Josie Hart and Becky Silang who were raised on true crime mysteries. A baby kidnapping baffles the local police and the FBI. How did it happen? How did the kidnapper get-a-way? When the ransom demand calls for the suitcase of money to be dropped in Barnegat Bay at the end of a secluded pier, the FBI cunningly stakes out the location ready to strike when the kidnapper takes the money. But kidnapper never shows up. The baby is returned and the money disappears. Did the kidnapper get the money or was the million dollars lost in the currents of the bay? With more twists and turns than a roller coaster, Josie and Becky take one lead at a time to unravel the extremely clever plans executed by this crafty kidnapper.