The book discusses about the methods and approaches used by banks in granting credits to their customers. The material covers the various types of lending and the processes involved in detail. It goes beyond the normal classroom rhetoric as it adopts a practical approach similar to having a hands-on-experience in lending. It is an ideal material for students of finance who need to understand the core rudiments for financial activities and to succeed in professional examinations. It is also useful for bank staff and researchers in the subject area to keep abreast of the banking procedure. I strongly recommend the material for finance students and lecturers in the field.