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Read chapter 3, "Collection Abuses," from The Student Loan Scam: The Most Oppressive Debt in U.S. History--and How We Can Fight Back by Alan Michael Collinge (

Named one of CNNMoney's financial heroes, Alan Michael Collinge argues that student loans have become the most profitable, uncompetitive, and oppressive type of debt in American history. In an unprecedented analysis of this $85-billion industry, Collinge covers the history of student loans, the rise of Sallie Mae, and how universities have profited at students' expense while telling stories of people whose lives have been shattered as a result-including his own.
Published: Beacon Press on
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