Year

=
Investments =

0

1
\$1,000

2
\$1,000

3
\$1,000

4
\$1,000

5
\$1,000

6
\$1,000

7
\$1,000

8
\$1,000

9
\$1,000

Returns =
Portfolio #1 = \$100,000

10.0%
\$111,000

10.0%
\$123,100

10.0%
\$136,410

10.0%
\$151,051

10.0%
\$167,156

10.0%
\$184,872

10.0%
\$204,359

-10.0%
\$184,923

-10.0%
\$167,431

Returns =
Portfolio #2 = \$100,000

-10.0%
\$91,000

-10.0%
\$82,900

-10.0%
\$75,610

10.0%
\$84,171

10.0%
\$93,588

10.0%
\$103,947

10.0%
\$115,342

10.0%
\$127,876

10.0%
\$141,663

\$250,000
Final Portfolio
= \$151,688
Final Portfolio #1 = \$151,688
Final#1
Portfolio
#2 = \$156,830
Final Portfolio #2 = \$156,830
\$200,000

You add to it (or subtract from it) each year.
The returns are positive at first, then negative
… or vice versa.
You can change the Returns, inside the
… or the annual Investments.

\$150,000
\$100,000
\$50,000

See who wins if you invest \$1000 per year
… or -\$1000 per year. (That's withdrawing, eh?)

\$0
0

1

2

3

4

5

6

7

8

9

10

0% \$156.0% \$151. eh?) .688 10. then negative box s withdrawing.830 t.10 \$1.000 -10.