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SIMULASI CICILAN KLM

SIMULASI CICILAN KLM

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Published by Den Maz Hermawan

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Published by: Den Maz Hermawan on Sep 09, 2012
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10/28/2013

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451,500 per Gram

Berat Emas Jumlah Keping Total Gram Gram
50 2 50
0 0 50
0 0
Jenis Emas ANTAM
15% /tahun
15%
36 Bulan
0
1
2
3
4
5
6
7
8
9
10
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12
13
14
15
16
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18
19
20
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24
25
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27
28
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32
33
34
35 537,436 241,846 779,282 537,436 228,410 436,667
537,436 241,846 779,282 1,074,872 221,692
537,436 241,846 779,282 1,612,308 214,974 409,795
537,436 241,846 779,282 2,149,744 208,256
537,436 241,846 779,282 2,687,181 201,539 382,923
537,436 241,846 779,282 3,224,617 194,821
537,436 241,846 779,282 3,762,053 188,103 356,051
537,436 241,846 779,282 4,299,489 181,385
537,436 241,846 779,282 4,836,925 174,667 329,180
537,436 241,846 779,282 5,374,361 167,949
537,436 241,846 779,282 5,911,797 161,231 302,308
537,436 241,846 779,282 6,449,233 154,513
537,436 241,846 779,282 6,986,669 147,795 275,436
537,436 241,846 779,282 7,524,106 141,077
537,436 241,846 779,282 8,061,542 134,359 248,564
537,436 241,846 779,282 8,598,978 127,641
537,436 241,846 779,282 9,136,414 120,923 221,692
537,436 241,846 779,282 9,673,850 114,205
537,436 241,846 779,282 10,211,286 107,487 194,821
537,436 241,846 779,282 10,748,722 100,769
537,436 241,846 779,282 11,286,158 94,051 167,949
537,436 241,846 779,282 11,823,594 87,333
537,436 241,846 779,282 12,361,031 80,615 141,077
537,436 241,846 779,282 12,898,467 73,897
537,436 241,846 779,282 13,435,903 67,180 114,205
537,436 241,846 779,282 13,973,339 60,462
537,436 241,846 779,282 14,510,775 53,744 87,333
537,436 241,846 779,282 15,048,211 47,026
537,436 241,846 779,282 15,585,647 40,308 60,462
537,436 241,846 779,282 16,123,083 33,590
537,436 241,846 779,282 16,660,519 26,872 33,590
537,436 241,846 779,282 17,197,956 20,154
537,436 241,846 779,282 17,735,392 13,436 6,718
537,436 241,846 779,282 18,272,828 6,718
537,436 241,846 779,282 18,810,264 0 0
QARDH UJROH TOTAL DISKON
19,347,700
PEMBIAYAAN KLM YANG DIBERIKAN 19,347,700
RINCIAN ANGSURAN PEMBIAYAAN KLM - FLAT
BULAN
ANGSURAN ANGSURAN ANGSURAN
OUTSTANDING DISKON
CASHBACK
Persentase Uang Muka
Total Angsuran 779,282
Jangka Waktu Pembiayaan
DP Nasabah 3,414,300
Biaya Administrasi 50,000
Biaya dibayar di muka 3,464,300
Margin
MANUAL INSTRUCTIONS:
Masukkan data pembiayaan hanya pada kotak berwarna ORANGE
DP pembiayaan KLM untuk Lempeng Non ANTAM MINIMAL 20%
Input Data Output Data
Harga Toko Emas →
Nilai Emas Yang akan Dibiayai 22,762,000
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
Jenis LM Brt Emas J.Wkt DP Tahun
ANTAM 5 6 15% I 15% 3
NON ANTAM 10 12 20% II 16% 3
25 18 25% III 17% 3
Jumlah Keping 50 24 30%
0 100 30 35% Total Angsuran
1 250 36 40% I
2 500 48 45% II
3 ####### 60 III
4 72
5 84
6 96 I
7 108 II
8 120 III
9 132
10 144
11 156
12 168
13 180
3.03% 689,800
Total Angsuran Pembiayaan
24,144,840
24,487,560
24,832,800
1.42%
EqRate/Bulan
2.03% 670,690
2.53% 680,210
PARAMETER EQUIVALENT RATE
Margin/Tahun Margin/Bulan
1.25%
1.33%
19,347,700 8,706,465 28,054,165 4,232,309 3,768,771
0
0
0
0
0
0
0
0
0
0
0
0
0
463,539
537,436 241,846 779,282 0 235,128
436,667
409,795
382,923
356,051
329,180
302,308
275,436
248,564
221,692
194,821
167,949
141,077
114,205
87,333
60,462
33,590
6,718
0
DISKON
RINCIAN ANGSURAN PEMBIAYAAN KLM - FLAT
CASHBACK
0.150862069
3,768,771
0
0
0
0
0
0
0
0
0
0
0
0
0
463,539

436 241.33% 1.539 0 0 0 0 0 0 0 0 0 0 0 0 0 19.03% 2.210 689.25% 1.165 4.846 779.771 PARAMETER Jenis LM ANTAM NON ANTAM Jumlah Keping 0 1 2 3 4 5 6 7 8 9 10 11 12 13 Brt Emas 5 10 25 50 100 250 500 ####### J.700 8.53% 3.Wkt 6 12 18 24 30 36 48 60 72 84 96 108 120 132 144 156 168 180 DP 15% 20% 25% 30% 35% 40% 45% Margin/Tahun I 15% II 16% III 17% EQUIVALENT RATE Tahun 3 3 3 Margin/Bulan 1.465 28.054.128 463.347.487.36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 537.42% Total Angsuran 670.03% I II III Total Angsuran Pembiayaan 24.800 .144.832.840 24.560 24.768.282 0 235.706.690 680.309 3.800 I II III EqRate/Bulan 2.232.

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