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Micro Credit

Micro Credit

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Published by IBCS-PRIMAX

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Published by: IBCS-PRIMAX on Sep 14, 2012
Copyright:Attribution Non-commercial


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IBCS-PR MAX Software (Bangladesh) Ltd.

Micro-Credit System (MCS)

About the System:
This is a computerized Micro Credit System developed to help a NGO branch to manage and operate the micro-credit system in a structured and systematic way. The system validates user errors, does automatic calculations based on prede ned rules, and generates standard operational and nancial reports of micro-credit operations instantly and accurately. As most of the features are made automatic, the system requires minimum input data and gives maximum output. It is developed based on a well designed database structure, which e ectively eliminates data redundancy and follows strict data constraints. The system relies on codes where every type of description has a unique code like center code, member code, eld worker code, savings type code, loan code etc. The business rules for Joining of New Members, Compulsory Savings Amount, Loan Data and interest rate, Transfer of savings in group fund, Yearly Interest on Savings etc has been made exible so that user can change them whenever the rule changes without any guidance of associated programmer.

Key Salient Features:
Saving collection, Loan disbursement and recovery information Work plan report showing future projection and actual achievement Monthly/Weekly collection sheet and collection summary Daily/weekly/monthly/periodic/yearly MIS reports Menu driven application control Customizable database and menu level application security Softcopy of Report output can be generated in RTF/PDF/XML format

About us:
IBCS-PR i MAX Software (Bangladesh) Ltd. a Bangladesh-British joint venture company inaugurated in 1989 is legendary for center of excellence in ICT, Support & Training Services. IBCS-PRIMAX has exposure on comprehensive enterprise solutions to meet the reality of a company’s complex and dynamic business environment. It’s a CMMI Level 3 and ISO 9001:2008 Certi ed Organization, committed to customer satisfactions in providing quality software and services to domestic and the international arena.

IBCS-PR i MAX Software (Bangladesh) Ltd. Micro-Credit System (MCS)

Center and Member Information Savings Balance of Members Loan disbursement, outstanding and overdue information Daily Recoverable/Recovered savings and loan installment New member Subscription Member transfer Savings withdrawal/member Cancellation Yearly Interest on savings Monthly Collection Sheet Geographical Report of Center Yearly Work plan and variance report

Important Reports:
Daily Branch Summary Sheet Daily Center wise Summary Sheet Periodic Member wise Fully Repaid Loans Periodic Loan type and Members wise Loan Disbursement Periodic Member Attendance Periodic Member Savings Withdrawal Monthly Savings Collection Sheet Monthly Loan Collection Sheet Branch Weekly Recovery Projection Current Center wise Weekly Recovery Projection Current Center wise Savings Balance Field Worker wise Summary Report Current Member Wise Loan Position Current Loan Overdue Report Member wise Aging Schedule Yearly Interest Report on Savings Center Geographical Summary Report

Client Reference: Palli Karma Sahayak Foundation (PKSF), Shakti Foundation, Peoples’ Oriented Program Implementation (POPI) Platform: Oracle Database as backend, Oracle Developer 10g as front end and Oracle Application Server as middle end. Operating System: Linux Server/Windows Server and windows 2000/XP as Workstation.


House # 51, Road # 10A, Dhanmondi R/A, Dhaka-1209, Bangladesh Tel: +88-02-8110699, 9141876, 9143775, Fax: (880-2) 8125407 email: info@ibcs-primax.com www.ibcs-primax.com

ISO 9001: 2008


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