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28Sept2012 LewisDebtRecovery TheLewisGroupLtd LawrenceHouse RiversideDrive Cleckheaton WestYorkshire BD194DH DearSir/Madam Re:Account/ReferenceNumber:Moneyway / Balance140.55 Thisletterisaformalrequestpursuanttos.77/78oftheConsumerCreditAct1974.Irequireyouto providemewithatruecopyofthecreditagreementrelatingtotheaboveaccount,togetherwithany otherdocumentationtheActrequiresyoutoprovide. Iexpectyoutocomplyfullyandproperlywiththisrequest,withinthestatutorytimelimit.

imit.Youare remindedthatshouldyoufailtocomplywithmyrequest,theprovisionsofs.77willapply. Ifitisyourviewthatyouarenotthecreditor,s.175oftheCCA1974appliesinthecaseofasimple assignment,andplacesadutyuponyoutopassthisrequesttothecreditor.Inthecaseofanabsolute assignment,youareacreditorasdefinedbys.189.Ifyoucontendthatyoupurchasedtherightsbutnot thedutiesofanyagreement,youareremindedthats.189oftheActisclearthatanassignmentisof bothrightsandduties. Yourattentionisdrawntoss.5(2),3(b),6and7oftheConsumerProtectionFromUnfairTrading Regulations2008(CPUTR). Ienclose1inpaymentofthestatutoryfee.Thismaynotbeusedforanyotherpurposethanthe executionofthisrequest. Ifyouareunabletocomplyfullyandproperlywiththisrequest,youshouldconfirmthisinwritingatthe earliestopportunity,andcertainlywithinthestatutorytimelimitforcompliance,andreturnthefee. Ilookforwardtohearingfromyou. Yoursfaithfully MrMRouse